Morris County and Montville Township property record for 16B Forest Pl, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,620 sqft · built 2019 |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $765,000 (Jan 2019) |
| Tax Bill | $18,368 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00109-0000-00004-4 |
| Primary APN | 21-00109-0000-00004-4 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,620 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Frame |
| Lot Area | 21,344 sqft (0.49 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 16B FOREST PL |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4A |
| Legal Subdivision | MINOR SUBDIVISION 16 FOREST PLACE |
| Legal Block | 109 |
| Legal Lot Number | 4.4 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40805 |
16B Forest Pl is owned and occupied by an individual who bought it in January 2019.
Source: Morris County and Montville Township records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 16B FOREST PL, TOWACO, NJ 07082-1478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 28, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 18, 2020 | Deed of Trust, Mortgage GARDEN ST HM LNS INC |
| May 3, 2019 | Deed of Trust, Mortgage GARDEN ST HM LNS INC |
| Dec 7, 2017 | Deed of Trust, Mortgage · Line of Credit ADVANCED FIN'L FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on File |
| Deed Sale | Jan 14, 2019 · Amount on File |
| Prior Sale | Dec 8, 2016 · Amount on File |
| Deed Document Number | 20192162 |
| Deed Book / Page | 23478 / 52 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 16B FOREST PL, TOWACO, NJ 07082-1478 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0240421707 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 24042/1707 |
| Instrument | 2021018888 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 16B FOREST PL, TOWACO, NJ 07082-1478 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 16 FOREST PLACE, MONTVILLE, NJ 07045 |
| Document Number | 0244620569 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 24462/569 |
| Instrument | 2022051697 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 16B FOREST PL, TOWACO, NJ 07082-1478 |
| Document Number | 0237371593 |
| Instrument Date | Mar 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16B FOREST PL TOWACO NJ 070821478, TOWACO, NJ 07082-1478 |
| Document Number | 0237371593 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 023737/001593 |
| Instrument | 18174 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 16B FOREST PL, TOWACO, NJ 07082-1478 |
| Document Number | 0235330275 |
| Instrument Date | May 3, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 FOREST PL #B TOWACO NJ 070821323, B, TOWACO, NJ 07082-1323 |
| Document Number | 0235330275 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 023533/000275 |
| Instrument | 22672 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 16B FOREST PL, TOWACO, NJ 07082-1478 |
| Document Number | 0232631730 |
| Book / Page | 023263 / 001730 |
| Instrument Date | Dec 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2018 |
| Title Company | NEW JERSEY LAND TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 16 FOREST PL #B TOWACO NJ 070821323, B, TOWACO, NJ 07082-1323 |
| Document Number | 0232631730 |
|---|---|
| Date | Dec 18, 2017 |
| Book Page | 023263/001730 |
| Instrument | 76353 |
| Name | ADVANCED FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | NEW PROVIDENCE, NJ 07974 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 17, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,200 (-) Land $184,500 Building $503,700 | $688,200 (-) Land $184,500 Building $503,700 | |
| 2025 | $688,200 Land $184,500 Building $503,700 | $688,200 Land $184,500 Building $503,700 | |
| 2024 | $18,368.00 | ||
| 2023 | $688,200 Land $184,500 Building $503,700 | $688,200 Land $184,500 Building $503,700 | |
| 2022 | $17,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16B Forest Pl in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1999–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16B Forest Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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