San Joaquin County property record for 16992 Bach Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,976 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $571,000 (Feb 2021) |
| Tax Bill | $12,624 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Dec 2020 Loan Modification + 4 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-450-050-000 |
| Primary APN | 210-450-050-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,976 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 499 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16992 BACH DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-9285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 34 RIVER ISLANDS STAGE 2A VILLAGE AA TRACT 4 |
| Legal Subdivision | RIVER ISLANDS STAGE 2A VL |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | 34 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5214 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 17, 2021 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage FBC MORTGAGE LLC |
| Dec 15, 2020 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Aug 25, 2020 | Deed of Trust, Construction Loan · Line of Credit WELLS FARGO BK |
| Mar 6, 2020 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Dec 11, 2019 | Loan Modification, Mortgage OLD REPUBLIC TITLE |
| Dec 18, 2019 | Grant Deed, Transfer OLD REPUBLIC TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Deed Document Number | 202129424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 17, 2021 |
| Property Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000029424 |
| Map Reference | MB 43 PG 65 |
| Instrument Date | Feb 9, 2021 |
| Instrument | 2021-029424 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000029425 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-029425 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000177484 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809 |
| Investor | Possibly a Property Investor |
| Document Number | 0000177484 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 177484 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 25, 2020 |
| Property Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000107415 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 107415 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 7, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809 |
| Investor | Possibly a Property Investor |
| Document Number | 0000107415 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 107415 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1572 EUREKA RD # 350, ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000033804 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809 |
| Document Number | 0000033804 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 33804 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000147252 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 16992 BACH DR LATHROP CA 95330, LATHROP, CA 95330 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Dec 18, 2019 |
| Property Address | 16992 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000147247 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 147247 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,964.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809 |
| Investor | Possibly a Property Investor |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,624.00 (+1.86%) | ||
| 2025 | $12,393.00 (+4.62%) Homeowner's exemption | $617,545 (+4.04%) Land $129,890 Building $487,655 | |
| 2023 | $11,846.00 (+2.03%) Homeowner's exemption | $593,568 Land $124,848 Building $468,720 | $901,080 |
| 2022 | $11,610.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
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