San Joaquin County property record for 16989 Bach Dr, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,250 sqft · built 2020 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (Oct 2020) |
| Tax Bill | $13,009 (2026) |
| Deeds & Mortgages | Mar 2024 Line of Credit Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 210-440-250-000 |
| Primary APN | 210-440-250-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,250 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Area | 632 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 16989 BACH DR |
|---|---|
| City | LATHROP |
| State | CA |
| Zip | 95330-9285 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 25 RIVER ISLANDS STAGE 2A VILLAGE AA TRACT 4 |
| Legal Subdivision | RIVER ISLANDS-STAGE 2A VL |
| Legal Tract | 4 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 5214 |
16989 Bach Dr is owned and occupied by two individuals who bought it in October 2020.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16989 BACH DR, LATHROP, CA 95330-9285 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 23, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage FBC MTG |
| Aug 25, 2020 | Deed of Trust, Construction Loan · Line of Credit WELLS FARGO BK |
| Mar 6, 2020 | Loan Modification, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2020 · Amount on File |
| Deed Sale | Oct 23, 2020 · Amount on File |
| Deed Document Number | 2020142920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16989 BACH DR, LATHROP, CA 95330-9285 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 16989 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000024195 |
|---|---|
| Date | Mar 25, 2024 |
| Instrument | 2024-024195 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Oct 23, 2020 |
| Property Address | 16989 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000142920 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 142920 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 9, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $648.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 16989 BACH DR LATHROP CA 953309285, LATHROP, CA 95330-9285 |
| Document Number | 142921 |
|---|---|
| Date | Oct 23, 2020 |
| Instrument | 142921 |
| Name | FBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | ORLANDO, FL 32801 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Aug 25, 2020 |
| Property Address | 16989 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000107415 |
| Instrument Date | Aug 19, 2020 |
| Instrument | 107415 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 17, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Partnership |
| Address | 3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809 |
| Document Number | 0000107415 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 107415 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1572 EUREKA RD # 350, ROSEVILLE, CA 95661 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 16989 BACH DR, LATHROP, CA 95330-9285 |
| Document Number | 0000033804 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 3001 DOUGLAS BLVD #200 ROSEVILLE CA 956613809, 200, ROSEVILLE, CA 95661-3809 |
| Document Number | 0000033804 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 33804 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | 1512 EUREKA RD # 350, ROSEVILLE, CA 95661-3070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 16989 Bach Dr was $13,009 with a homeowner's exemption, up 1.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Banta Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,009.00 (+1.86%) | ||
| 2025 | $12,771.00 Homeowner's exemption | $637,462 Land $129,890 Building $507,572 | |
| 2023 | $12,209.00 (+2.04%) Homeowner's exemption | $612,711 Land $124,848 Building $487,863 | $762,120 |
| 2022 | $11,965.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16989 Bach Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 107 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 107 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16989 Bach Dr is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Ayera Technologies Fixed Wireless | 120 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures