1699 Aho Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1699 Aho Rd, Duluth, MN 55804

Property Summary

Property Type	General Agricultural/Rural
Details	2 bd · 1 ba · 1,065 sqft · built 1935
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$684 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-02660`

Property Details

APN / Parcel Number

Primary APN	`315-0020-02660`
Alternative APN	`533023`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,065 sqft Gross Area
1st Floor Area	861 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	672 sqft
Deck Area	136 sqft
Storage Building	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	533023
Street Address	1699 AHO RD
City	DULUTH
State	MN
Zip	55804-8612
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	FAM
Legal Description	NE 1/4 OF SE 1/4 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	16
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1699 AHO RD, DULUTH, MN 55804-8612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage TWO HARBORS FCU
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TWO HARBORS FCU
Jun 5, 2018	Deed of Trust, Mortgage TWO HARBORS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1699 AHO RD, DULUTH, MN 55804-8612
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1699 AHO RD, DULUTH, MN 55804-8612

Mortgage

Document Number	0001526095
Date	Jan 14, 2026
Instrument	1526095

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	TWO HARBORS, MN 55616

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Jan 1, 2034

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1699 AHO RD, DULUTH, MN 55804-8612
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001411329
Date	Apr 22, 2021
Instrument	1411329

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1699 AHO RD, DULUTH, MN 55804-8612
Document Number	00A1334853
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1699 AHO RD DULUTH MN 558048612, DULUTH, MN 55804-8612

Mortgage

Document Number	00A1334853
Date	Jun 19, 2018
Instrument	A1334853

Lender

Name	TWO HARBORS FCU
Type	Credit Union
Address	TWO HARBORS, MN 55616-2067

Agreement

Amount	Amount Recorded
Term	144 Months
Due	Jun 18, 2030

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$684.00 (+30.04%) Homeowner's exemption
2025	$526.00 (-21.49%) Homeowner's exemption	$271,000 (+4.8%) Land $144,200 Building $126,800	$271,000 (+4.8%) Land $144,200 Building $126,800
2024	$670.00	$258,600 (+16.54%) Land $137,800 Building $120,800	$258,600 (+16.54%) Land $137,800 Building $120,800
2022		$221,900 Land $117,000 Building $104,900	$221,900 Land $117,000 Building $104,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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