1608 Aho Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 1608 Aho Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,939 sqft · built 1995
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Aug 2016)
Tax Bill	$2,922 (2026)
Deeds & Mortgages	May 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`315-0020-02460`

Property Details

APN / Parcel Number

Primary APN	`315-0020-02460`
Alternative APN	`1013334`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,939 sqft Gross Area
1st Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	435,600 sqft (10 acres)
Garage Area	1,120 sqft

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Deck Area	140 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1013334
Street Address	1608 AHO RD
City	DULUTH
State	MN
Zip	55804-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	NE1/4 OF SW1/4 EX W1/2 & EX S1/2 SERIAL #
Legal Range	12W
Legal Township	52N
Legal Section	15
Legal Subdivision	DULUTH TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1012
Census Tract	10500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1608 AHO RD, DULUTH, MN 55804-8612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit PARK STATE BANK & TRUST
Nov 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE BK
Jun 13, 2019	Deed of Trust, Mortgage · Conventional with PMI LAKE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2016 · Amount on Record
Deed Sale	Aug 19, 2016 · Amount on Record
Prior Sale	Nov 22, 2005 · Amount on Record
Deed Document Number	20161291424
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1608 AHO RD, DULUTH, MN 55804-8612
Transaction Type	Mortgage
Record Updated	Jul 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 AHO RD, DULUTH, MN 55804-8612

Mortgage

Document Number	0001443151
Date	May 17, 2022
Instrument	1443151

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Apr 11, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1608 AHO RD, DULUTH, MN 55804-8612
Document Number	00A1396829
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1608 AHO RD DULUTH MN 558048612, DULUTH, MN 55804-8612

Mortgage

Document Number	00A1396829
Date	Nov 25, 2020
Instrument	A1396829

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1608 AHO RD, DULUTH, MN 55804-8612
Document Number	00A1356894
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1608 AHO RD DULUTH MN 558048612, DULUTH, MN 55804-8612

Mortgage

Document Number	00A1356894
Date	Jun 18, 2019
Instrument	A1356894

Lender

Name	LAKE BK
Type	Bank
Address	TWO HARBORS, MN 55616

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Duluth Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,922.00 (+12.99%) Homeowner's exemption
2025	$2,586.00 (+1.89%) Homeowner's exemption	$393,200 (+4.91%) Land $82,300 Building $310,900	$393,200 (+4.91%) Land $82,300 Building $310,900
2024	$2,538.00	$374,800 (+15.54%) Land $78,700 Building $296,100	$374,800 (+15.54%) Land $78,700 Building $296,100
2022		$324,400 Land $67,400 Building $257,000	$324,400 Land $67,400 Building $257,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	May 1993 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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