16985 Cholla Ave, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16985 Cholla Ave, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,016 sqft · built 2017
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on File
Last Sale	$313,000 (Aug 2017)
Tax Bill	$3,942 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0412-275-16-0000`

Property Details

APN / Parcel Number

Primary APN	`0412-275-16-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	2,016 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	19,000 sqft (0.436 acres)
Garage Type	Attached
Garage Area	508 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16985 CHOLLA AVE
City	HESPERIA
State	CA
Zip	92345-6808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5373 LOT 369 TRACT NO 5373 LOT 369 EX WTR RTS AND EX 1/2 1NT M1N RTS W1THOUT S E
Legal Subdivision	TRACT NO. 5373
Legal Tract	5373
Legal Block	2
Legal Lot Number	369
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2005
Census Tract	10032

Owner

16985 Cholla Ave is owned and occupied by two individuals who bought it in August 2017.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16985 CHOLLA AVE, HESPERIA, CA 92345-6808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAGSTAR BANK FSB
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Aug 8, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Prior Sale	Feb 19, 2014 · Amount on File
Deed Document Number	2017322145
Prior Transfer Date	Dec 11, 2011
Prior Transfer Doc	0000032677
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16985 CHOLLA AVE, HESPERIA, CA 92345-6808
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16985 CHOLLA AVE, HESPERIA, CA 92345-6808

Mortgage

Document Number	0000362951
Date	Nov 2, 2022
Instrument	2022-0362951

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16985 CHOLLA AVE, HESPERIA, CA 92345-6808
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000131146
Date	Apr 16, 2020
Instrument	2020-0131146

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 8, 2017
Property Address	16985 CHOLLA AVE, HESPERIA, CA 92345-6808
Document Number	0000322145
Map Reference	MP63 PG94-106
Instrument Date	Jun 14, 2017
Instrument	2017-0322145
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16985 CHOLLA AVE, HESPERIA, CA 92345-6808

Mortgage

Document Number	0000322146
Date	Aug 8, 2017
Instrument	2017-0322146

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16985 Cholla Ave was $3,942.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$363,263 (+2%) Land $46,423 Building $316,840
2025	$3,942.00	$356,140 Land $45,513 Building $310,627
2023	$3,810.00 (+2.36%)	$342,311 Land $43,746 Building $298,565
2022	$3,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16985 Cholla Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16985 Cholla Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GeoLinks, Verizon.

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