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16976 Indio Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16976 Indio Rd, Bend, OR 97707

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,200 sqft · built 1978
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$2,606 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN201012 C0 17200

Property Details

APN / Parcel Number

Primary APN201012 C0 17200
Alternative APNs
  • R1012201012C017200
  • 115979

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area672 sqft
AtticAttic
Attic Area528 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Architectural StyleOther
Lot Area43,560 sqft (1 acres)

Exterior Amenities

Deck Area1,344 sqft
Shed1 Shed
Shed Area48 sqft
Lean-To60 sqft

Location & Zoning

Account Number115979
Old Parcel NumberR1012201012C017200
Street Address16976 INDIO RD
CityBEND
StateOR
Zip97707-2127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:16 & 17 BLK:29 SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-C0
Legal Range10E
Legal Township20S
Legal Section12
Legal QuarterSW
Legal SubdivisionDESCHUTES RIVER RECREATION HOM
Legal Block29
Legal Lot Number16 & 17 17
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group1
Census Block1031
Census Tract404

Owner

Source: Deschutes County records · APN 201012 C0 17200

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address16976 INDIO RD, BEND, OR 97707-2127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Jul 29, 2019Deed of Trust, Mortgage · Line of Credit
SELCO COMMUNITY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateFeb 28, 2022
Transfer Doc0000008310
Record UpdatedJun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESCHUTES OR
Recording DateFeb 28, 2022
Property Address16976 INDIO RD, BEND, OR 97707-2127
Document Number0000008310
Instrument DateFeb 23, 2022
Instrument2022-08310
Transaction TypeTransfer
Record UpdatedMar 08, 2022
Title CompanyNOT AVAILABLE, WESTERN TITLE & ESCROW

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address16976 INDIO RD, BEND, OR 97707-2127

Mortgage

Document Number0000008311
DateFeb 28, 2022
Instrument2022-08311
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address16976 INDIO RD, BEND, OR 97707-2127
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyWESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026508
DateJul 29, 2019
Instrument2019-26508
Lender
NameSELCO COMMUNITY CU
TypeCredit Union
AddressSPRINGFIELD, OR 97477
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,606.00 (+4.16%)$140,320 (+2.99%)$547,270 (+6.4%) Land $265,500 Building $281,770
2024$2,502.00 (+2.29%)$136,240 (+2.99%)$514,330 (+5.56%) Land $237,000 Building $277,330
2023$2,446.00$132,280$487,230 Land $237,000 Building $250,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 11, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Starlink
Satellite		280 / 30

May also be available: Verizon.

Based on FCC filings for 131 locations within half a mile of this property.

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