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16965 Indio Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16965 Indio Rd, Bend, OR 97707

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,288 sqft · built 1995
Lot Size0.5 acres (21,780 sqft)
OwnerTrust Name on File
Last Sale$302,000 (Aug 2018)
Tax Bill$3,935 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN201012 C0 18400

Property Details

APN / Parcel Number

Primary APN201012 C0 18400
Alternative APNs
  • R1012201012C018400
  • 115987

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,288 sqft Living Area
1st Floor Area1,288 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Lot Area21,780 sqft (0.5 acres)
Garage TypeMixed
Garage Area896 sqft
Deck Area392 sqft
Shed1 Shed
Shed Area144 sqft

Location & Zoning

Account Number115987
Old Parcel NumberR1012201012C018400
Street Address16965 INDIO RD
CityBEND
StateOR
Zip97707-2069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:7 BLK:30 SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-C0
Legal Range10E
Legal Township20S
Legal Section12
Legal QuarterSW
Legal SubdivisionDESCHUTES RIVER RECREATION HOM
Legal Block30
Legal Lot Number7
JurisdictionDESCHUTES OR
Township / Civil DivisionSISTERS-MILLICAN
Census Block Group1
Census Block1034
Census Tract404

Owner

Source: Deschutes County records · APN 201012 C0 18400

Assessment roll updated September 30, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address55583 BIG RIVER DR, BEND, OR 97707-2368
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Conventional Mortgage
DIRECTORS MORTGAGE INC
Aug 08, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 08, 2018 · Amount on Record
Deed SaleAug 08, 2018 · Amount on Record
Deed Document Number2018-32260
Record UpdatedJun 08, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address16965 INDIO RD, BEND, OR 97707-2069
Transaction TypeMortgage
Record UpdatedOct 14, 2025
Title CompanyWESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address55583 BIG RIVER DR, BEND, OR 97707-2368

Mortgage

Document Number0000027190
DateOct 03, 2025
Instrument2025-27190
Lender
NameDIRECTORS MORTGAGE INC
TypeMortgage Company
AddressLAKE OSWEGO, OR 97035
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055
Prepayment Penalty00 Months

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDESCHUTES OR
Recording DateAug 08, 2018
Property Address16965 INDIO RD, BEND, OR 97707-2069
Document Number0000032260
Instrument DateAug 02, 2018
Instrument32260
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$302.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address55583 BIG RIVER DR BEND OR 977072368, BEND, OR 97707-2368

Tax Assessment & Valuation

Source: Deschutes County records · Assessment roll updated September 30, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,935.00 (+4.16%)$213,750 (+3%)$546,220 (+2.21%) Land $189,000 Building $357,220
2024$3,778.00 (+2.36%)$207,530 (+3%)$534,430 (-2.22%) Land $169,000 Building $365,430
2023$3,691.00$201,490$546,560 Land $193,000 Building $353,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Deschutes County (41017C), as of December 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410170004041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force

Wildfire

Wildfire RiskLow
lower than 62% of the US · lower than 85% of Oregon
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable		1,000 / 20
Starlink
Satellite		280 / 30

May also be available: Verizon.

Based on FCC filings for 131 locations within half a mile of this property.

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