16975 Clovis St, South Bend, IN 46635 Property Records

St. Joseph County property record for 16975 Clovis St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1961
Lot Size	0.415 acres (18,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,216 (May 2026)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Sep 2018 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-28-151-007.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-28-151-007.000-003`
Alternative APN	`0022018037223`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	2,511 sqft
1st Floor Area	2,160 sqft
Basement Area	1,080 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Block
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,079 sqft (0.415 acres)
Lot Dimensions	179 ft deep x 101 ft wide
Garage Type	Attached
Garage Area	704 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16975 CLOVIS ST
City	SOUTH BEND
State	IN
Zip	46635-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101.45 X 178.8 BEG 221.02 E & 475.4S NW COR SW NW 28-38-3E LOT 6 HARTMAN HTS REALTY CORP PRO.
Legal Range	3E
Legal Township	38
Legal Section	28
Legal Subdivision	HARTMAN HTS REALTY CORP PRO
Legal Lot Number	6
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1003
Census Tract	11306

Owner

Source: St. Joseph County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9817 BEACON ST, SAINT JACOB, IL 62281-1126
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 19, 2018	Intrafamily Transfer, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Sep 19, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HORIZON BANK NA
Sep 19, 2018	Intrafamily Transfer, Transfer METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Sep 19, 2018 · Amount on Record
Deed Document Number	202611153
Prior Transfer Date	Sep 11, 2018
Prior Transfer Doc	0000024064
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 7, 2026
Property Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	0000011153
Instrument Date	Apr 11, 2026
Instrument	2026.11153
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9817 BEACON ST, SAINT JACOB, IL 62281-1126

Mortgage

Document Number	0000011154,
Date	May 7, 2026
Instrument	2026..11154

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 19, 2018
Property Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	1824064
Instrument Date	Sep 11, 2018
Instrument	1824064
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 19, 2018
Property Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	1824064
Instrument Date	Sep 11, 2018
Instrument	1824064
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419

Mortgage

Document Number	1824065
Date	Sep 19, 2018
Instrument	1824065

Lender

Name	HORIZON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 19, 2018
Property Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	1824064
Instrument Date	Sep 11, 2018
Instrument	1824064
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16975 CLOVIS ST, SOUTH BEND, IN 46635-1419

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,697.00 (+3.48%)	$192,900 (+13.34%) Land $53,100 Building $139,800	$192,900 (+13.34%) Land $53,100 Building $139,800
2024	$1,640.00 (+1.36%)
2023	$1,618.00 (-5.93%)	$170,200 (-) Land $53,100 Building $117,100	$170,200 (-) Land $53,100 Building $117,100
2022	$1,720.00	$170,200 Land $53,100 Building $117,100	$170,200 Land $53,100 Building $117,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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