16965 Clovis St, South Bend, IN 46635 Property Records

St. Joseph County property record for 16965 Clovis St, South Bend, IN 46635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,066 sqft · built 1960
Lot Size	0.371 acres (16,198 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Dec 2022)
Tax Bill	$1,679 (2024)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`71-04-28-151-008.000-003`

Property Details

APN / Parcel Number

Primary APN	`71-04-28-151-008.000-003`
Alternative APN	`0022018037224`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,066 sqft Living Area
Basement Area	1,066 sqft

Exterior

Year Built	Built 1960
Exterior Material	Block
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	16,198 sqft (0.371 acres)
Lot Dimensions	178 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0022018037224
Street Address	16965 CLOVIS ST
City	SOUTH BEND
State	IN
Zip	46635-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	91' X 176.52' BEG 475.4' S & 322.02' E OF NW COR SW NW 28-38-3E LOT 7 HARTMAN HTS REALTY CORP. PRO.
Legal Range	03E
Legal Township	38
Legal Section	28
Legal Subdivision	HARTMAN HEIGHTS
Legal Lot Number	7
Jurisdiction	ST JOSEPH IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1003
Census Tract	11306

Owner

16965 Clovis St is owned and occupied by an individual who bought it in December 2022.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Mailing Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Dec 16, 2022	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jan 16, 2019	Intrafamily Transfer, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Nov 9, 2018	Warranty Deed, Transfer
May 25, 2017	Sheriff's Deed, Foreclosure
May 25, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on File
Deed Sale	Dec 16, 2022 · Amount on File
Prior Sale	Jan 16, 2019
Deed Document Number	0002235346
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	METROPOLITAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002235347
Date	Dec 16, 2022
Instrument	2235347

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 16, 2022
Property Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	0002235346
Instrument Date	Dec 9, 2022
Instrument	2235346
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 16, 2019
Property Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	0001901138
Instrument Date	Jan 14, 2019
Instrument	1901138
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 9, 2018
Property Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	0001829163
Instrument Date	Oct 30, 2018
Instrument	1829163
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 CLOVIS ST, SOUTH BEND, IN 46635

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 25, 2017
Property Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	1713199
Instrument Date	May 18, 2017
Instrument	1713199
Transaction Type	Foreclosure
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

May 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 25, 2017
Property Address	16965 CLOVIS ST, SOUTH BEND, IN 46635-1419
Document Number	0001713199
Instrument Date	May 18, 2017
Instrument	1713199
Transaction Type	Foreclosure
Record Updated	May 23, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14221 DALLAS PKWY STE 1000, 1000, DALLAS, TX 75254-2946

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Clay Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,900 Land $47,800 Building $148,100	$195,900 Land $47,800 Building $148,100
2024	$1,679.00 (-0.59%)
2023	$1,689.00 (-7.96%)	$172,900 (+0.99%) Land $47,900 Building $125,000	$172,900 (+0.99%) Land $47,900 Building $125,000
2022	$1,835.00	$171,200 Land $47,900 Building $123,300	$171,200 Land $47,900 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16965 Clovis St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 16965 Clovis St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Clovis St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures