16974 Cortile Dr, Naples, FL 34110 Property Records

Collier County property record for 16974 Cortile Dr, Naples, FL 34110

Property Summary

Property TypeSingle Family Home
Details4,155 sqft · built 2013
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on Record
Last Sale$650,000 (Apr 2012)
Tax Bill$22,253 (2025)
Deeds & MortgagesAug 2022 Reverse Mortgage
Jun 2021 Reverse Mortgage
Flood ZoneZone AH (high risk)
APN235980 333A11

Property Details

APN / Parcel Number

Primary APN235980 333A11
Alternative APN
  • 27860000249

Interior

Stories2 Stories
Building Area4,155 sqft Living Area
1st Floor Area3,646 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeMasonry / Concrete Block
Lot Area18,731 sqft (0.43 acres)
Pool Area390 sqft
Deck Area272 sqft

Location & Zoning

Street Address16974 CORTILE DR
CityNAPLES
StateFL
Zip34110-2857
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionCORTILE AT MEDITERRA PARCEL 118 REPLAT LOT 33
Legal Range25
Legal Township48
Legal Section11
Legal SubdivisionCORTILE AT MEDITERRA
Legal Tract235980
Legal Block3
Legal Lot Number33
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3004
Census Tract10102

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16974 CORTILE DR, NAPLES, FL 34110-2857
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Jun 30, 2021Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 11, 2012 · Amount on Record
Deed SaleApr 11, 2012 · Amount on Record
Deed Document Number20124679626
Deed Book / Page4784 / 2799
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address16974 CORTILE DR, NAPLES, FL 34110-2857
Transaction TypeMortgage
Record UpdatedAug 31, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0061650796
DateAug 19, 2022
Book Page6165/796
Instrument6298386
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term940 Months
DueDec 27, 2100
Interest
Rate TypeAdjustable Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address16974 CORTILE DR, NAPLES, FL 34110-2857
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059732207
DateJun 30, 2021
Book Page5973/2207
Instrument6087233
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,154,455 (+2.7%)$3,392,039 (-18.41%) Land $2,160,756 Building $1,231,283
2025$22,253.00 (+2.51%) Homeowner's exemption$2,097,814 (+5.99%)$4,157,511 (+3.21%) Land $2,542,066 Building $1,615,445
2023$21,709.00 (+6.84%) Homeowner's exemption$1,979,313 (+13.1%)$4,028,206 (+52.13%) Land $1,977,728 Building $2,050,478
2022$20,319.00 Homeowner's exemption$1,750,014$2,647,891 Land $657,484 Building $1,990,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 222 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies258 units insured
incl. 36 condo units
Nearby Flood Claims9 (1995–2020)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2020 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLLIER COUNTY REGIONAL WTP
serves 216,993 people · EPA ID FL5114069
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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