Kane County property record for 1697 Seaton Ln, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,191 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Sep 2003) |
| Tax Bill | $9,536 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-328-022 |
| Primary APN | 06-33-328-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,191 sqft Living Area |
| Gross Area | 3,083 sqft |
| Basement Area | 892 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1697 SEATON LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MULBERRY GROVE UNIT 3 LOT 62 |
| Legal Subdivision | MULBERRY GROVE |
| Legal Block | 5 |
| Legal Lot Number | 62 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-33-328-022
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1697 SEATON LN, ELGIN, IL 60123-8894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2003 · Amount on Record |
| Deed Sale | Sep 26, 2003 · Amount on Record |
| Deed Document Number | 2003178324 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1697 SEATON LN, ELGIN, IL 60123-8894 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000051608 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018K051608 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1697 SEATON LN, ELGIN, IL 60123-8894 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000026204 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020K026204 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,536.00 (+15.88%) Homeowner's exemption | ||
| 2024 | $122,502 (+21.39%) Land $28,317 Building $94,185 | $367,653 (+21.44%) Land $84,985 Building $282,668 | |
| 2022 | $8,229.00 (+4.42%) Homeowner's exemption | $100,912 (+6.96%) Land $23,326 Building $77,586 | $302,736 (+6.96%) Land $69,978 Building $232,758 |
| 2021 | $7,881.00 Homeowner's exemption | $94,345 Land $21,808 Building $72,537 | $283,035 Land $65,424 Building $217,611 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet Holdings, Opiquad, Verizon.
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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