Kane County property record for 1696 Seaton Ln, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,177 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $265,000 (Apr 2017) |
| Tax Bill | $9,811 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-304-012 |
| Primary APN | 06-33-304-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| Gross Area | 3,055 sqft |
| Basement Area | 878 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 130 ft deep x 70 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1696 SEATON LN |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-8873 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MULBERRY GROVE UNIT 3 LOT 24 |
| Legal Subdivision | MULBERRY GROVE |
| Legal Block | 5 |
| Legal Lot Number | 24 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-33-304-012
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1696 SEATON LN, ELGIN, IL 60123-8873 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 18, 2017 | Warranty Deed, Transfer · FHA Mortgage PEOPLES HM EQUITY |
| Mar 02, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on Record |
| Deed Sale | Apr 18, 2017 · Amount on Record |
| Prior Sale | Nov 10, 2003 · Amount on Record |
| Deed Document Number | 201719400 |
| Prior Transfer Date | Dec 10, 2016 |
| Prior Transfer Doc | 0000011093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1696 SEATON LN, ELGIN, IL 60123-8873 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2022 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORPORAITON |
| Name | Verified Name |
|---|
| Document Number | 0000004275 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022K004275 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 18, 2017 |
| Property Address | 1696 SEATON LN, ELGIN, IL 60123-8873 |
| Document Number | 0000019400 |
| Instrument Date | Mar 28, 2017 |
| Instrument | 19400 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1696 SEATON LN ELGIN IL 601238873, ELGIN, IL 60123-8873 |
| Document Number | 19401 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 19401 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 02, 2017 |
| Property Address | 1696 SEATON LN, ELGIN, IL 60123-8873 |
| Document Number | 0000011093 |
| Map Reference | DOC2002K162673 |
| Instrument Date | Dec 10, 2016 |
| Instrument | 2017K011093 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1696 SEATON LN, ELGIN, IL 60123-8873 |
| Investor | Possibly a Property Investor |
| Document Number | 0000011094 |
|---|---|
| Date | Mar 02, 2017 |
| Instrument | 2017K011094 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2047 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,811.00 (+15.89%) Homeowner's exemption | ||
| 2024 | $125,819 (+21.39%) Land $28,317 Building $97,502 | $377,608 (+21.44%) Land $84,985 Building $292,623 | |
| 2022 | $8,466.00 (+4.4%) Homeowner's exemption | $103,645 (+6.96%) Land $23,326 Building $80,319 | $310,935 (+6.96%) Land $69,978 Building $240,957 |
| 2021 | $8,109.00 Homeowner's exemption | $96,901 Land $21,808 Building $75,093 | $290,703 Land $65,424 Building $225,279 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Metronet Holdings, Opiquad, Verizon.
Based on FCC filings for 334 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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