1697 Caney Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1697 Caney Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,492 sqft · built 2007
Lot Size	27.3 acres (1,190,059 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,000 (May 2026)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`458119509145000`

Property Details

APN / Parcel Number

Primary APN	`458119509145000`
Alternative APN	`1211`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Heated Area
Gross Area	1,880 sqft
1st Floor Area	932 sqft
Upper Floors Area	560 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	1,190,059 sqft (27.3 acres)
Lot Width	1,190 ft Width
Garage Area	1,140 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1211
Street Address	1697 CANEY CREEK RD
City	MURPHY
State	NC
Zip	28906-2092
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	OWENBY 568/156 A/106B
Legal Subdivision	MARTINS CREEK COMMUNITY
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930502

Owner

Source: Cherokee County records, as of June 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1697 CANEY CREEK RD, MURPHY, NC 28906-2092
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Sep 1, 2001 · Amount on Record
Deed Document Number	20262494
Deed Book / Page	1801 / 1331
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 21, 2026
Property Address	1697 CANEY CREEK RD, MURPHY, NC 28906-2092
Document Number	0000002494
Book / Page	1801 / 1331
Instrument Date	May 21, 2026
Instrument	20262494
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,706.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 CANEY CREEK RD, MURPHY, NC 28906-2092

Mortgage

Document Number	0000002495,
Date	May 21, 2026
Instrument	20262495

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 21, 2026
Property Address	1697 CANEY CREEK RD, MURPHY, NC 28906-2092
Document Number	01801/1331
Book / Page	1801 / 1331
Instrument Date	May 21, 2026
Instrument	20262494
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,706.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 CANEY CREEK RD, MURPHY, NC 28906-2092

Mortgage

Document Number	0000002495,
Date	May 21, 2026
Instrument	20262495

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00	$301,740 (-)	$301,740 (-) Land $124,170 Building $177,570
2023		$301,740	$301,740 Land $124,170 Building $177,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 92% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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