1270 Caney Creek Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 1270 Caney Creek Rd, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,700 sqft · built 2018
Lot Size	15.7 acres (685,199 sqft)
Owner	Individual Name on Record
Last Sale	$964,500 (Feb 2024)
Tax Bill	$2,824 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458000396192000`

Property Details

APN / Parcel Number

Primary APN	`458000396192000`
Alternative APNs	`47815` `62090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,700 sqft Heated Area
Gross Area	5,180 sqft
1st Floor Area	1,700 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft
Flooring	Combination, Other
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	685,199 sqft (15.7 acres)
Lot Width	531 ft Width
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,104 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62090
Street Address	1270 CANEY CREEK RD
City	MURPHY
State	NC
Zip	28906-1239
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOTS 3 & 4 DICKEY CANEY CREEK PROP 1588/36
Legal Subdivision	CANEY CREEK
Legal Phase	1588
Legal Lot Number	3,4
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1042
Census Tract	930502

Owner

Source: Cherokee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2024	Warranty Deed, Transfer
Oct 4, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 21, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2024 · Amount on Record
Deed Sale	Feb 1, 2024 · Amount on Record
Deed Document Number	2024450
Deed Book / Page	1750 / 664
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 1, 2024
Property Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239
Document Number	001750/664
Book / Page	1750 / 664
Map Reference	CAB A SL 157
Instrument Date	Feb 1, 2024
Instrument	450
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Tax	$1,929.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239

Mortgage

Document Number	01721/1504
Date	Oct 4, 2022
Book Page	1721/1504
Instrument	6375

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	1270 CANEY CREEK RD, MURPHY, NC 28906-1239
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01629/0736
Date	Nov 21, 2019
Book Page	01629/0736
Instrument	05742

Lender

Name	SUNTRUST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,824.00	$404,030 (+4.79%)	$404,030 (+4.79%) Land $56,060 Building $347,970
2023		$385,560	$385,560 Land $56,060 Building $329,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE only, no 5G reported

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