16962 Forrest Ln, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 16962 Forrest Ln, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,400 sqft · built 1964
Lot Size	2.43 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Apr 2007)
Tax Bill	$8,268 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`127-241-018-000`

Property Details

APN / Parcel Number

Primary APN	`127-241-018-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	106,286 sqft
Garage Area	245 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	16962 FORREST LN
City	ROYAL OAKS
State	CA
Zip	95076-9138
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MP 18 BNYMC RO POR OF LOT 274 AS DESC IN VOL 2110 PG 338 EXC PORS DESC IN VOL 2198 PG 329 X R85 PG 311 X R125 PG 126 X R227 PG 464 RW X EXC RW
Legal Subdivision	MP 18 BNYMC RO
Legal Block	2
Legal Lot Number	274
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	2
Census Block	2003
Census Tract	10202

Owner

16962 Forrest Ln is owned by an individual who bought it in April 2007.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Individual Name on File
Mailing Address	143 WALKER VALLEY RD, CASTROVILLE, CA 95012-9733
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2007 · Amount on File
Deed Sale	Apr 17, 2007 · Amount on File
Prior Sale	Jan 20, 2006 · Amount on File
Deed Document Number	200731022
Prior Transfer Date	Dec 30, 2005
Prior Transfer Doc	0000005928
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	16962 FORREST LN, ROYAL OAKS, CA 95076-9138
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16962 FORREST LN, ROYAL OAKS, CA 95076-9138

Mortgage

Document Number	0000015969
Date	Mar 3, 2021
Instrument	2021015969

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	16962 FORREST LN, ROYAL OAKS, CA 95076-9138
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021047
Date	Apr 30, 2020
Instrument	2020021047

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16962 Forrest Ln was $8,268.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	North Monterey County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,273 (+2%) Land $444,133 Building $321,140
2025	$8,268.00	$750,269 Land $435,425 Building $314,844
2023	$7,935.00 (+0.54%)	$721,137 Land $418,518 Building $302,619
2022	$7,892.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 16962 Forrest Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16962 Forrest Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN MIGUEL WS #03 private · serves 45 people · EPA ID CA2700740
Water Source	Purchased groundwater from ROYAL OAK PLACE WS
Last State Inspection	Apr 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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