1696 Napier Ct, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1696 Napier Ct, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,498 sqft · built 1915
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-2400-0034-01-2`

Property Details

APN / Parcel Number

Primary APN	`18-2400-0034-01-2`
Alternative APN	`11-18-2400-0034-01-2`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,498 sqft Living Area
1st Floor Area	3,394 sqft
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	180 ft deep x 130 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1696 NAPIER CT
City	BENTON HARBOR
State	MI
Zip	49022-6051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B2 - RET/S
Legal Description	LOTS 17,18,34 & THE W HAF OF LOT 19 FRUITLAND PARK
Legal Subdivision	FRUITLAND
Legal Lot Number	17-19
Legal Unit	1,19
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2018
Census Tract	700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1696 NAPIER CT, BENTON HARBOR, MI 49022-6051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1696 NAPIER CT, BENTON HARBOR, MI 49022-6051
Transaction Type	Mortgage
Record Updated	Feb 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1696 NAPIER CT, BENTON HARBOR, MI 49022-6051

Mortgage

Document Number	03419/2674
Date	Jan 24, 2024
Book Page	3419/2674
Instrument	2024396850

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2034

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1696 NAPIER CT, BENTON HARBOR, MI 49022-6051
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03244/3165
Date	Jul 30, 2019
Book Page	3244/3165

Lender

Name	UNITED FCU
Type	Credit Union
Address	SCHOOLCRAFT, MI 49087

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,200 (+57.03%)	$330,400 (+57.03%)
2025	$2,723.00 (+13.79%)
2023		$105,200	$210,400
2022	$2,393.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

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