1665 Napier Ct, Benton Harbor, MI 49022 Property Records

Berrien County property record for 1665 Napier Ct, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,136 sqft · built 1956
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jul 2014)
Tax Bill	$1,136 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-2400-0011-00-4`

Property Details

APN / Parcel Number

Primary APN	`18-2400-0011-00-4`
Alternative APN	`11-18-2400-0011-00-4`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,136 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	169 ft deep x 50 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1665 NAPIER CT
City	BENTON HARBOR
State	MI
Zip	49022-6066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 11 FRUITLAND PARK EXCEPT THE EAST 2'THEREOF
Legal Subdivision	FRUITLAND
Legal Lot Number	11
Legal Unit	11
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2007
Census Tract	700

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1665 NAPIER CT, BENTON HARBOR, MI 49022-6066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit HONOR CU
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2014 · Amount on Record
Deed Sale	Jul 22, 2014 · Amount on Record
Prior Sale	Jan 24, 2002 · Amount on Record
Deed Book / Page	3076 / 3250
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1665 NAPIER CT, BENTON HARBOR, MI 49022-6066
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1665 NAPIER CT, BENTON HARBOR, MI 49022-6066

Mortgage

Document Number	03401/4343
Date	Apr 10, 2023
Book Page	3401/4343
Instrument	2023378348

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2038

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1665 NAPIER CT, BENTON HARBOR, MI 49022-6066
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03194/1196
Date	Jan 8, 2018
Book Page	3194/1196
Instrument	3194-1196

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1665 NAPIER CT, BENTON HARBOR, MI 49022-6066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3194/1196
Date	Jan 8, 2018
Book Page	3194/1196
Instrument	3194-1196

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Dec 27, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,900 (+54.78%)	$119,800 (+54.78%)
2025	$1,136.00 (+13.6%)
2023		$38,700	$77,400
2022	$1,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber.

Nearby Properties on Napier Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures