1695 Pennystone Trl, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1695 Pennystone Trl, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,304 sqft · built 1993
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Dec 2022)
Tax Bill	$1,063 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2022 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459-02-01-0082`

Property Details

APN / Parcel Number

Primary APN	`459-02-01-0082`
Alternative APN	`1912601127`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	480 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1695 PENNYSTONE TRL
City	SURFSIDE BEACH
State	SC
Zip	29575-5352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD PHASE IV-A; LOT 165 (REVISED)
Legal Subdivision	SOUTHWOOD PHASE IV-A
Legal Phase	4
Legal Lot Number	165
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1003
Census Tract	51403

Owner

Source: Horry County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1695 PENNYSTONE TRL, MYRTLE BEACH, SC 29575-5352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL
Jul 13, 2022	Warranty Deed, Transfer
Jul 29, 2021	Warranty Deed, Transfer
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Jul 29, 2021 · Amount on Record
Deed Book / Page	4624 / 914
Prior Transfer Date	Jul 13, 2022
Prior Transfer Doc	0045711871
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Dec 15, 2022
Property Address	1695 PENNYSTONE TRL, MYRTLE BEACH, SC 29575-5352
Document Number	0046240914
Book / Page	4624 / 914
Instrument Date	Dec 13, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 PENNYSTONE TRL, SURFSIDE BEACH, SC 29575-5352

Mortgage

Document Number	0066303047
Date	Dec 15, 2022
Instrument	6630/3047

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jul 13, 2022
Property Address	1695 PENNYSTONE TRL, MYRTLE BEACH, SC 29575-5352
Document Number	0045711871
Book / Page	4571 / 1871
Instrument Date	Jul 13, 2022
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 HOLLOW DR APT 1, 1, CASTROVILLE, TX 78009-5073

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Jul 29, 2021
Property Address	1695 PENNYSTONE TRL, MYRTLE BEACH, SC 29575-5352
Document Number	0044472008
Book / Page	4447 / 2008
Instrument Date	Jul 28, 2021
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 PENNYSTONE TRL, SURFSIDE BEACH, SC 29575-5352

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1695 PENNYSTONE TRL, SURFSIDE BEACH, SC 29575-5352
Document Number	6059/1065
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 PENNYSTONE TRL SURFSIDE BEACH SC 295755352, SURFSIDE BEACH, SC 29575-5352

Mortgage

Document Number	6059/1065
Date	Jan 24, 2019
Book Page	006059/001065

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	1695 PENNYSTONE TRL, SURFSIDE BEACH, SC 29575-5352
Document Number	5907/1521
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1695 PENNYSTONE TRL SURFSIDE BEACH SC 295755352, SURFSIDE BEACH, SC 29575-5352

Mortgage

Document Number	5907/1521
Date	Aug 9, 2017
Book Page	005907/001521

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2032

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,063.00	$12,602 (+65.47%) Land $5,750 Building $6,852	$315,052 (+63.43%) Land $143,750 Building $171,302
2023		$7,616 (-1.23%) Land $2,267 Building $5,349	$192,780 (-) Land $56,680 Building $136,100
2021	$621.00	$7,711 Land $2,267 Building $5,444	$192,780 Land $56,680 Building $136,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 176 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	17 (1992–2019)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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