1645 Pennystone Trl, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 1645 Pennystone Trl, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 1994
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2019)
Tax Bill	$956 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459-01-03-0075`

Property Details

APN / Parcel Number

Primary APN	`459-01-03-0075`
Alternative APN	`1912901017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,756 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Patio Area	12,000 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1645 PENNYSTONE TRL
City	SURFSIDE BEACH
State	SC
Zip	29575-5351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWOOD PH IV-B; LOT 191
Legal Subdivision	SOUTHWOOD PH IV-B
Legal Lot Number	191
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1003
Census Tract	51403

Owner

1645 Pennystone Trl is owned and occupied by an individual who bought it in August 2019.

Source: Horry County records, as of February 6, 2026

Owner of Record	Individual Name on File
Mailing Address	1645 PENNYSTONE TRL, MYRTLE BEACH, SC 29575-5351
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jun 24, 2013 · Amount on File
Deed Book / Page	4239 / 450
Prior Transfer Date	Apr 7, 2015
Prior Transfer Doc	0038141923
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 30, 2019
Property Address	1645 PENNYSTONE TRL, SURFSIDE BEACH, SC 29575-5351
Document Number	4239/0450
Book / Page	004239 / 000450
Instrument Date	Aug 29, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	702 VIRGINIA AVE ESSEX MD 212215013, ESSEX, MD 21221-5013

Mortgage

Document Number	6125/1798
Date	Aug 30, 2019
Book Page	006125/001798

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1645 Pennystone Trl was $956.

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$956.00
2024	$956.00	$15,364 (+54.43%) Land $5,750 Building $9,614	$384,093 (+54.42%) Land $143,750 Building $240,343
2023		$9,949 Land $2,257 Building $7,692	$248,730 Land $56,430 Building $192,300
2021	$1,030.00	$9,949 Land $2,257 Building $7,692	$248,730 Land $56,430 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1645 Pennystone Trl in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 176 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	176 in force
Nearby Flood Claims	17 (1992–2019)
Claims Outside the SFHA	17 of 17
Most Recent Claim	Sep 2019 · Hurricane Dorian
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Severe Storms And Flooding, Oct 2015 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1645 Pennystone Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20