1695 Forest Ridge Dr, Stanley, NC 28164 Property Records

Lincoln County property record for 1695 Forest Ridge Dr, Stanley, NC 28164 · Last verified November 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,016 sqft · built 1998
Lot Size1.09 acres (47,655 sqft)
OwnerIndividual Name on File
Last Sale$29,000 (Mar 1998)
Tax Bill$2,107 (2023)
Deeds & MortgagesOct 2021 Line of Credit
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN4601-80-4605

Property Details

APN / Parcel Number

Primary APN4601-80-4605
Alternative APNs
  • 460100804605
  • 127842
  • 72948

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,016 sqft Finished Area

Exterior

Year BuiltBuilt 1998
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area47,655 sqft (1.09 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number127842
Old Parcel Number460100804605
Street Address1695 FOREST RIDGE DR
CitySTANLEY
StateNC
Zip28164-7791
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description#77 FOREST RIDGE
Legal SubdivisionFOREST RDG
Legal Block80
JurisdictionLINCOLN NC
Township / Civil DivisionCATAWBA SPRINGS
Census Block Group2
Census Block2031
Census Tract71102

Owner

Source: Lincoln County records · APN 4601-80-4605

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1695 FOREST RIDGE DR, STANLEY, NC 28164-7791
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2021Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Sep 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 1998 · Amount on Record
Deed SaleMar 16, 1998 · Amount on Record
Deed Document Number0001033593
Record UpdatedJun 07, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address1695 FOREST RIDGE DR, STANLEY, NC 28164-7791
Transaction TypeMortgage
Record UpdatedNov 02, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number30981
DateOct 21, 2021
Book Page3098/1
Instrument641092
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressHUNTERSVILLE, NC 28070
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address1695 FOREST RIDGE DR, STANLEY, NC 28164-7791
Document Number2693901
Book / Page002693 / 000901
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedOct 03, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1695 FOREST RIDGE DR STANLEY NC 281647791, STANLEY, NC 28164-7791

Mortgage

Document Number2693901
DateSep 19, 2017
Book Page002693/000901
Instrument568256
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 18, 2032

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,107.00$330,415 Land $61,466 Building $268,949$330,415 Land $61,466 Building $268,949

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (37109C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371090711022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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