Lincoln County property record for 1621 Forest Ridge Dr, Stanley, NC 28164
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,396 sqft · built 2001 |
| Lot Size | 0.871 acres (37,941 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Dec 2019) |
| Tax Bill | $3,175 (2023) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4601-81-1358 |
| Primary APN | 4601-81-1358 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,396 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 37,941 sqft (0.871 acres) |
| Garage Type | Mixed |
| Garage Area | 1,200 sqft |
| Carport | Carport |
| Carport Area | 396 sqft |
| Parking Spaces | 6 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 276276 |
|---|---|
| Old Parcel Number | 460100811358 |
| Street Address | 1621 FOREST RIDGE DR |
| City | STANLEY |
| State | NC |
| Zip | 28164-7791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-T |
| Legal Description | #83 FOREST RIDGE |
| Legal Subdivision | FOREST RDG |
| Legal Block | 81 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 71102 |
Source: Lincoln County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1621 FOREST RIDGE DR, STANLEY, NC 28164-7791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI OTHER INSTITUTIONAL LENDERS |
| Dec 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED CMNTY BK |
| Jun 6, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on Record |
| Deed Sale | Dec 12, 2019 · Amount on Record |
| Deed Document Number | 0002868376 |
| Deed Book / Page | 2868 / 376 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1621 FOREST RIDGE DR, STANLEY, NC 28164-7791 |
| Document Number | 2952946 |
| Instrument Date | Sep 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1621 FOREST RIDGE DR STANLEY NC 281647791, STANLEY, NC 28164-7791 |
| Document Number | 2952946 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 002952/000946 |
| Instrument | 616293 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 12, 2019 |
| Property Address | 1621 FOREST RIDGE DR, STANLEY, NC 28164-7791 |
| Document Number | 2868376 |
| Book / Page | 002868 / 000376 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 601798 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY'S TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $860.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1621 FOREST RIDGE DR STANLEY NC 281647791, STANLEY, NC 28164-7791 |
| Document Number | 2868379 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 002868/000379 |
| Instrument | 601799 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 1621 FOREST RIDGE DR, STANLEY, NC 28164-7791 |
| Document Number | 2825459 |
| Instrument Date | Jun 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2019 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 1621 FOREST RIDGE DR STANLEY NC 281647791, STANLEY, NC 28164-7791 |
| Document Number | 2825459 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 002825/000459 |
| Instrument | 594061 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,175.00 | $507,982 Land $58,658 Building $449,324 | $507,982 Land $58,658 Building $449,324 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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