1695 8th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1695 8th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,116 sqft · built 1980
Lot Size0.144 acres (6,250 sqft)
OwnerIndividual Name on File
Last Sale$782,500 (Jul 2023)
Tax Bill$11,527 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN038-441-026

Property Details

APN / Parcel Number

Primary APN038-441-026

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,116 sqft Living Area
1st Floor Area1,116 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1695 8TH ST
CityLOS OSOS
StateCA
Zip93402-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 102 LTS 23 & 24
Legal SubdivisionEL MORO
Legal Block102
Legal Lot Number23,24
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3008
Census Tract10701

Owner

1695 8th St is owned and occupied by an individual who bought it in July 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of RecordIndividual Name on File
Mailing Address1695 8TH ST, LOS OSOS, CA 93402-2201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Grant Deed, Transfer · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATES LP
Dec 18, 2017Deed of Trust, Mortgage · Line of Credit
SESLOC FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2023 · Amount on File
Deed SaleJul 17, 2023 · Amount on File
Prior SaleAug 4, 1994 · Amount on File
Deed Document Number202320070
Prior Transfer DateFeb 12, 2016
Prior Transfer Doc0000007328
Record UpdatedOct 29, 2026

July 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 17, 2023
Property Address1695 8TH ST, LOS OSOS, CA 93402-2201
Document Number0000020070
Map ReferenceMB A PG 80
Instrument DateJul 10, 2023
Instrument2023020070
Transaction TypeTransfer
Record UpdatedJul 26, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1695 8TH ST, LOS OSOS, CA 93402-2201

Mortgage

Document Number0000020071
DateJul 17, 2023
Instrument2023020071
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1695 8TH ST, LOS OSOS, CA 93402-2201
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057735
DateDec 18, 2017
Instrument2017057735
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93403
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueDec 17, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1695 8th St was $11,527 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$814,113 (+2%) Land $572,220 Building $241,893
2025$11,527.00 Homeowner's exemption$798,150 Land $561,000 Building $237,150
2023$5,580.00 (+5.03%) Homeowner's exemption$238,101 (+2%) Land $137,212 Building $100,889
2022$5,313.00 Homeowner's exemption$233,433 Land $134,522 Building $98,911

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1695 8th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1695 8th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

Nearby Properties on 8th St

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