1681 8th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1681 8th St, Los Osos, CA 93402

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,534 sqft · built 1986
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Mar 2014)
Tax Bill$8,216 (2025)
Deeds & MortgagesAug 2023 Second Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN038-441-024

Property Details

APN / Parcel Number

Primary APN038-441-024

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,534 sqft Living Area
1st Floor Area1,534 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeWood
Lot Area6,250 sqft (0.144 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerSeptic

Location & Zoning

Street Address1681 8TH ST
CityLOS OSOS
StateCA
Zip93402-2201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionTN EL MORO BL 102 LTS 20 & 21
Legal SubdivisionEL MORO
Legal Block102
Legal Lot Number20,21
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3008
Census Tract10701

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1681 8TH ST, LOS OSOS, CA 93402-2201
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SLO CU
Mar 17, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BEST CAPITAL FUNDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 28, 2014 · Amount on Record
Deed SaleMar 28, 2014 · Amount on Record
Prior SaleSep 14, 2012 · Amount on Record
Deed Document Number201411974
Last Transfer DateMar 11, 2021
Transfer Doc0000020512
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1681 8TH ST, LOS OSOS, CA 93402-2201
Transaction TypeMortgage
Record UpdatedAug 17, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1681 8TH ST, LOS OSOS, CA 93402-2201

Mortgage

Document Number0000023143
DateAug 8, 2023
Instrument2023023143
Lender
NameSLO CU
TypeCredit Union
Address93400
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueAug 5, 2033

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 17, 2021
Property Address1681 8TH ST, LOS OSOS, CA 93402-2201
Document Number0000020512
Map ReferenceMB A PG 80
Instrument DateMar 11, 2021
Instrument2021020512
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address1681 8TH ST, LOS OSOS, CA 93402-2201

Mortgage

Document Number0000020513
DateMar 17, 2021
Instrument2021020513
Lender
NameBEST CAPITAL FUNDING
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$512,642 (+2%) Land $250,069 Building $262,573
2025$8,216.00 (+2.33%) Homeowner's exemption$502,591 (+4.04%) Land $245,166 Building $257,425
2023$8,029.00 (+4.25%) Homeowner's exemption$483,077 Land $235,647 Building $247,430
2022$7,702.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOS OSOS COMMUNITY SERVICES DISTRICT
serves 7,086 people · EPA ID CA4010016
Water SourceGroundwater
Last State InspectionMar 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Astound Broadband, GeoLinks, Surfnet Communications, T-Mobile, Verizon.

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