16946 Saddleback Ln, Grass Valley, CA 95949 Property Records

Nevada County property record for 16946 Saddleback Ln, Grass Valley, CA 95949

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1973
Lot Size	5.06 acres (220,849 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,435 (2025)
Deeds & Mortgages	Nov 2021 Transfer Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`055-110-023-000`

Property Details

APN / Parcel Number

Primary APN	`055-110-023-000`
Alternative APN	`55-110-23-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Traditional
Lot Area	220,849 sqft
Terrain	Rolling
View / Lot	Average
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Old Parcel Number	55-110-23-000
Street Address	16946 SADDLEBACK LN
City	GRASS VALLEY
State	CA
Zip	95949-8137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-5
Legal Description	PCL B PM 3/146
Legal Subdivision	CL BOUS
Jurisdiction	NEVADA CA
Township / Civil Division	GRASS VALLEY
Census Block Group	3
Census Block	3016
Census Tract	105

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16946 SADDLEBACK LN, GRASS VALLEY, CA 95949-8137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Intrafamily Transfer, Transfer
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 4, 2021
Transfer Doc	0000035767
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	Nov 9, 2021
Property Address	16946 SADDLEBACK LN, GRASS VALLEY, CA 95949-8137
Document Number	0000035767
Map Reference	MB 3 PG 146
Instrument Date	Nov 4, 2021
Instrument	20210035767
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16946 SADDLEBACK LN, GRASS VALLEY, CA 95949-8137

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	16946 SADDLEBACK LN, GRASS VALLEY, CA 95949-8137
Document Number	0000020227
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16946 SADDLEBACK LN GRASS VALLEY CA 959498137, GRASS VALLEY, CA 95949-8137

Mortgage

Document Number	0000020227
Date	Sep 13, 2017
Instrument	20227

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Secondary School District	Nevada Joint Union High School District (09 - 12)
Elementary School District	Pleasant Ridge Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,532 (+2%) Land $176,820 Building $238,712
2025	$4,435.00 (+8.49%) Homeowner's exemption	$407,385 (+4.04%) Land $173,353 Building $234,032
2023	$4,088.00 (+2.1%) Homeowner's exemption	$391,568 Land $166,622 Building $224,946	$648,540
2022	$4,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 76% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
SmarterBroadband Fixed Wireless	100 / 25

May also be available: Cal.net, DigitalPath.

Cell Coverage

5G and 4G LTE (outdoors only)

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