16944 Downey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16944 Downey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 2001
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Oct 2020)
Tax Bill	$3,490 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201012 B0 06600`

Property Details

APN / Parcel Number

Primary APN	`201012 B0 06600`
Alternative APNs	`R1012201012B006600` `115760`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,804 sqft Living Area
1st Floor Area	1,232 sqft
2nd Floor Area	572 sqft

Exterior

Year Built	Built 2001
Architectural Style	Split Level
Exterior Material	Other
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Mixed
Garage Area	480 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Account Number	115760
Old Parcel Number	R1012201012B006600
Street Address	16944 DOWNEY RD
City	BEND
State	OR
Zip	97707-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:46 BLK:24 SUBD:DESCHUTES RIVER RECREATION HOMESITES INC SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-B0
Legal Range	10E
Legal Township	20S
Legal Section	12
Legal Quarter	NW
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	24
Legal Lot Number	46
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1007
Census Tract	404

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16944 DOWNEY RD, BEND, OR 97707-2269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Mar 18, 2013
Deed Document Number	2020-54805
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16944 DOWNEY RD, BEND, OR 97707-2269
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16944 DOWNEY RD, BEND, OR 97707-2269

Mortgage

Document Number	0000034518
Date	Dec 15, 2025
Instrument	2025-34518

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16944 DOWNEY RD, BEND, OR 97707-2269
Transaction Type	Mortgage
Record Updated	Apr 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16944 DOWNEY RD, BEND, OR 97707-2269
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009161
Date	Apr 15, 2024
Instrument	2024-09161

Lender

Name	SELCO COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97477

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 16, 2020
Property Address	16944 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000054805
Instrument Date	Oct 12, 2020
Instrument	2020-54805
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16944 DOWNEY RD, BEND, OR 97707-2269

Mortgage

Document Number	0000054807
Date	Oct 16, 2020
Instrument	2020-54807

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,490.00 (+4.18%)	$189,150 (+2.99%)	$585,460 (+14.98%) Land $189,000 Building $396,460
2024	$3,350.00 (+2.32%)	$183,650 (+2.99%)	$509,200 (-13.41%) Land $169,000 Building $340,200
2023	$3,274.00	$178,310	$588,070 Land $193,000 Building $395,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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