16925 Downey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16925 Downey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,456 sqft · built 1985
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on File
Last Sale	$562,000 (Feb 2026)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`201012-B0-09800`

Property Details

APN / Parcel Number

Primary APN	`201012-B0-09800`
Alternative APNs	`R1012201012B009800` `115792`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,456 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,456 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Other
Roof Type	Gable
Roof Material	Metal
Lot Area	24,829 sqft (0.57 acres)
Garage Area	400 sqft
Deck Area	420 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	115792
Street Address	16925 DOWNEY RD
City	BEND
State	OR
Zip	97707-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER RECREATION HOMESITES INC UNIT 4 BLOCK 25 LOT 27
Legal Range	10
Legal Township	20
Legal Section	12
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	25
Legal Lot Number	27
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1023
Census Tract	404

Owner

16925 Downey Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Deschutes County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16925 DOWNEY RD, BEND, OR 97707-2269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 26, 2026	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 26, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2026 · Amount on File
Deed Sale	Feb 26, 2026 · Amount on File
Prior Sale	Jan 26, 2017 · Amount on File
Deed Document Number	20265426
Prior Transfer Date	May 7, 2016
Prior Transfer Doc	0000023431
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16925 DOWNEY RD, BEND, OR 97707-2269
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16925 DOWNEY RD, BEND, OR 97707-2269
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022647
Date	Sep 12, 2023
Instrument	2023-22647

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 26, 2026
Property Address	16925 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000005426
Instrument Date	Feb 24, 2026
Instrument	2026-05426
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16925 DOWNEY RD, BEND, OR 97707-2269

Mortgage

Document Number	0000005427
Date	Feb 26, 2026
Instrument	2026-05427

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16925 DOWNEY RD, BEND, OR 97707-2269
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004579
Date	Jan 25, 2021
Instrument	2021-04579

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16925 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000029785
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16925 DOWNEY RD BEND OR 977072269, BEND, OR 97707-2269

Mortgage

Document Number	0000029785
Date	Jun 25, 2020
Instrument	29785

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16925 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000049004
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16925 DOWNEY RD BEND OR 977072269, BEND, OR 97707-2269

Mortgage

Document Number	0000049004
Date	Dec 16, 2019
Instrument	49004

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 26, 2017
Property Address	16925 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000003170
Instrument Date	Jan 24, 2017
Instrument	3170
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16925 DOWNEY RD BEND OR 977072013, BEND, OR 97707-2013

Mortgage

Document Number	3171,
Date	Jan 26, 2017
Instrument	3171

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16925 Downey Rd was $3,180, up 4.2% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (+4.16%)	$172,040 (+3%)	$514,380 (+3.18%) Land $189,000 Building $325,380
2024	$3,053.00 (+2.31%)	$167,030 (+3%)	$498,550 (-1.5%) Land $169,000 Building $329,550
2023	$2,984.00	$162,170	$506,120 Land $193,000 Building $313,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16925 Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16925 Downey Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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