16917 Downey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16917 Downey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,771 sqft · built 2005
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Apr 2021)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201012 B0 09700`

Property Details

APN / Parcel Number

Primary APN	`201012 B0 09700`
Alternative APNs	`R1011201012B009700` `115793`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,771 sqft Living Area
1st Floor Area	1,771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Mixed
Garage Area	933 sqft
Deck Area	400 sqft

Location & Zoning

Account Number	115793
Old Parcel Number	R1011201012B009700
Street Address	16917 DOWNEY RD
City	BEND
State	OR
Zip	97707-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:28 BLK:25 SUBD:DESCHUTES RIVER RECREATION HOMESITES INC SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-B0
Legal Range	10E
Legal Township	20S
Legal Section	12
Legal Quarter	NW
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	25
Legal Lot Number	28
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1023
Census Tract	404

Owner

16917 Downey Rd is owned and occupied by an individual who bought it in April 2021.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16917 DOWNEY RD, BEND, OR 97707-2269
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Apr 29, 2021	Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Prior Sale	Apr 14, 2006 · Amount on File
Deed Document Number	2021-26866
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16917 DOWNEY RD, BEND, OR 97707-2269
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011467
Date	Mar 22, 2018
Instrument	2018-11467

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97707

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 23, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 29, 2021
Property Address	16917 DOWNEY RD, BEND, OR 97707-2269
Document Number	0000026866
Instrument Date	Apr 26, 2021
Instrument	2021-26866
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 JEFFERSON ST, EUGENE, OR 97402-5008

Mortgage

Document Number	0000026867
Date	Apr 29, 2021
Instrument	2021-26867

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16917 Downey Rd was $2,226, up 4.1% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+4.12%)	$119,310 (+3%)	$657,060 (+2.2%) Land $189,000 Building $468,060
2024	$2,138.00 (+2.35%)	$115,840 (+3%)	$642,930 (-0.82%) Land $169,000 Building $473,930
2023	$2,089.00	$112,470	$648,250 Land $193,000 Building $455,250

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16917 Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16917 Downey Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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