16910 Captiva Dr, Captiva, FL 33924 Property Records

Lee County property record for 16910 Captiva Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,967 sqft · built 1971
Lot Size0.941 acres (40,990 sqft)
OwnerIndividual Name on Record
Last Sale$4,000,000 (Apr 2017)
Tax Bill$66,243 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN03-46-21-00-00028.0020

Property Details

APN / Parcel Number

Primary APN03-46-21-00-00028.0020
Alternative APNs
  • 21034600000280020
  • 10005070

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,967 sqft Living Area
Gross Area9,101 sqft
1st Floor Area3,092 sqft
Upper Floors Area1,875 sqft
FlooringTile
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1997
Architectural StyleCape Cod
Exterior MaterialCombination
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area40,990 sqft (0.941 acres)
Lot Dimensions480 ft deep x 100 ft wide
View / LotGulf

Exterior Amenities

Pool Area1 sqft
PorchSlab
Porch Area662 sqft
Patio Area996 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10005070
Street Address16910 CAPTIVA DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-2
Legal DescriptionPAR IN SEC 2 + 3 W OF RD S 100 FT OF N 1800 FT OF GOVT LOT 4 + OR 530/618
Legal Range21E
Legal Township46S
Legal Section03
Legal SubdivisionCAPTIVA ESTATES
Legal Tract00
Legal Block1
Legal Lot Number4
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1051
Census Tract80100

Owner

Source: Lee County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9822 SORREL AVE, POTOMAC, MD 20854-4743
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Jan 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIBANK NA
Apr 21, 2017Warranty Deed, Transfer · Conventional Mortgage
CITIBANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2017 · Amount on Record
Deed SaleApr 21, 2017 · Amount on Record
Prior SaleMay 10, 2005 · Amount on Record
Deed Document Number201786445
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address16910 CAPTIVA DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address16910 CAPTIVA DR, CAPTIVA, FL 33924

Mortgage

Document Number0000084051
DateMar 18, 2021
Instrument2021000084051
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE FL
Property Address16910 CAPTIVA DR, CAPTIVA, FL 33924
Transaction TypeMortgage
Record UpdatedJul 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023631
DateJan 28, 2020
Instrument2020000023631
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.12%
Type Change DateFeb 1, 2030
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.12%
Index1-Year LIBOR
Max Rate8.12%

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 21, 2017
Property Address16910 CAPTIVA DR, CAPTIVA, FL 33924
Document Number0000086445
Instrument DateApr 5, 2017
Instrument2017000086445
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyHORIZON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$28,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7401 WILES RD STE 106, 7401, CORAL SPRINGS, FL 33067-2038

Transferred To (Grantee/Buyer)

NameVerified Name
Address9822 SORREL AVE, POTOMAC, MD 20854-4743

Mortgage

Document Number0000086446
DateApr 21, 2017
Instrument2017000086446
Lender
NameCITIBANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2047

Mortgage

Document Number0000086447
DateApr 21, 2017
Instrument2017000086447
Lender
NameCITIBANK NA
TypeBank
AddressO FALLON, MO 63368
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateMay 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.25%
Index1-Year LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$66,243.00 (-1.29%)$4,750,922 (-4.11%) Land $3,866,309 Building $884,613$4,750,922 (-4.11%) Land $3,866,309 Building $884,613
2023$67,106.00 (+3.28%)$4,954,742 (-12.03%) Land $4,178,240 Building $776,502$4,954,742 (-12.03%) Land $4,178,240 Building $776,502
2022$64,973.00$5,632,184 Land $2,800,000 Building $2,832,184$5,632,184 Land $2,800,000 Building $2,832,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemISLAND WATER ASSOCIATION
serves 14,784 people · EPA ID FL5360146
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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