Lee County property record for 16898 Captiva Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 6,687 sqft · built 2008 |
| Lot Size | 0.982 acres (42,776 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,275,000 (May 2002) |
| Tax Bill | $77,486 (2025) |
| Deeds & Mortgages | Sep 2026 Sale Jun 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-46-21-00-00028.0030 |
| Primary APN | 03-46-21-00-00028.0030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 6,687 sqft Living Area |
| Gross Area | 13,159 sqft |
| 1st Floor Area | 3,782 sqft |
| Upper Floors Area | 2,580 sqft |
| Basement Area | 325 sqft |
| Flooring | Marble |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Mediterranean |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 42,776 sqft (0.982 acres) |
| Lot Dimensions | 500 ft deep x 100 ft wide |
| View / Lot | Gulf |
| Garage Type | Attached |
| Garage Area | 2,268 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 788 sqft |
| Patio Area | 190 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10005071 |
|---|---|
| Street Address | 16898 CAPTIVA DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC-2 |
| Legal Description | S 100 FT OF N 1700 FT OF GL4 E OF GULF OF MEX |
| Legal Range | 21E |
| Legal Township | 46S |
| Legal Section | 03 |
| Legal Subdivision | CAPTIVA ESTATES |
| Legal Tract | 00 |
| Legal Block | 1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 80100 |
Source: Lee County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | PO BOX 910, CAPTIVA, FL 33924-0910 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 29, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 14, 2018 | Deed of Trust, Mortgage · ARM SUNTRUST MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2002 · Amount on Record |
| Deed Sale | May 24, 2002 · Amount on Record |
| Prior Sale | Jun 11, 2001 · Amount on Record |
| Deed Book / Page | 3652 / 4728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Sep 29, 2026 |
| Property Address | 16898 CAPTIVA DR, CAPTIVA, FL 33924 |
| Document Number | 0000253336 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 2026253336 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 16898 CAPTIVA DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000144859 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018000144859 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,749,185 (+2.7%) | $6,998,611 (-6.45%) Land $3,957,059 Building $3,041,552 | |
| 2025 | $77,486.00 (+22.61%) Homeowner's exemption | $5,598,038 (+31.14%) | $7,480,831 (+75.24%) Land $4,384,609 Building $3,096,222 |
| 2023 | $63,198.00 (-12.13%) Homeowner's exemption | $4,268,859 (-16.75%) Land $4,268,849 Building $10 | $4,268,859 (-44.3%) Land $4,268,849 Building $10 |
| 2022 | $71,921.00 Homeowner's exemption | $5,127,976 | $7,663,736 Land $2,800,000 Building $4,863,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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