16904 Cumbermoore Ln, Umatilla, FL 32784 Property Records

Lake County property record for 16904 Cumbermoore Ln, Umatilla, FL 32784 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,819 sqft Living Area
Lot Size	10,934 sqft (0.251 acres)
Garage	Attached, 460 sqft
Occupancy	Owner Occupied
Tax Bill	$1,508.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-18-26-0400-000-02000`
Alternative APN	`1430186`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,819 sqft Living Area
Gross Area	2,279 sqft Gross Area
1st Floor	1,819 sqft 1st Floor
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2021
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	10,934 sqft (0.251 acres)
Depth X Width	110 ft x 105 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	460 sqft Garage
Porch Area	397 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1430186
Street Address	16904 CUMBERMOORE LN
City	UMATILLA
State	FL
Zip	32784-9273
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	FOREST LAKE SUB LOT 20 PB 14 PG 40 ORB 3260 PG 1225
Legal Range	26E
Legal Township	18S
Legal Section	26
Legal Subdivision	FOREST LAKE SUB
Legal Tract	0400
Legal Lot Number	20
Jurisdiction	LAKE FL
Minor Civil Division	UMATILLA
Census Blockgroup	3
Census Block	3097
Census Tract	30110

Owner

Source: Lake County records · APN 26-18-26-0400-000-02000

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	16904 CUMBERMOORE LN, UMATILLA, FL 32784-9273
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 03, 2012
Deed Sale	Oct 03, 2012
Prior Sale	Sep 24, 2012
Deed Doc Number	2012104167
Deed Book / Page	4222 / 241
Prior Transfer Date	Sep 11, 2006
Prior Transfer Doc	0032601223
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,980 (+2.9%)	$229,930 (-) Land $30,375 Building $199,555
2025		$121,460 (+5.98%) Land $30,375 Building $91,085	$229,930 (+29.42%) Land $30,375 Building $199,555
2024	$1,508.00 (+19.49%)
2023	$1,262.00 (+17.07%) Homeowner's exemption Senior Citizen's exemption	$114,610 (+2.99%)	$177,663 (-) Land $30,375 Building $147,288
2022	$1,078.00 Homeowner's exemption Senior Citizen's exemption	$111,280	$177,663 Land $30,375 Building $147,288

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 239 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.