Lake County property record for 16900 Cumbermoore Ln, Umatilla, FL 32784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,171 sqft · built 1987 |
| Lot Size | 0.334 acres (14,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $20,000 (Jul 2021) |
| Tax Bill | $1,821 (2024) |
| Deeds & Mortgages | Sep 2021 Sale Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-18-26-0401-000-01900 |
| Primary APN | 26-18-26-0401-000-01900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,171 sqft Living Area |
| Gross Area | 1,495 sqft |
| 1st Floor Area | 1,107 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 14,544 sqft (0.334 acres) |
| Lot Dimensions | 103 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | Deck Area |
| Patio Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1430178 |
|---|---|
| Street Address | 16900 CUMBERMOORE LN |
| City | UMATILLA |
| State | FL |
| Zip | 32784-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EUSTIS FOREST LAKE SUB LOT 19 PB 14 PG 40 ORB 5744 PG 699 ORB 5795 PG 2315 |
| Legal Range | 26E |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Subdivision | EUSTIS FOREST LAKE SUB |
| Legal Tract | 0401 |
| Legal Lot Number | 19 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | UMATILLA |
| Census Block Group | 3 |
| Census Block | 3107 |
| Census Tract | 30110 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16900 CUMBERMOORE LN, UMATILLA, FL 32784-9273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 16, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Jul 6, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Oct 4, 2018 | Deed of Trust, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2021 · Amount on Record |
| Deed Sale | Jul 6, 2021 · Amount on Record |
| Deed Document Number | 202192016 |
| Deed Book / Page | 5744 / 699 |
| Prior Transfer Date | Jun 1, 1993 |
| Prior Transfer Doc | 1239000841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Sep 16, 2021 |
| Property Address | 16900 CUMBERMOORE LN, UMATILLA, FL 32784-9273 |
| Document Number | 0057952315 |
| Book / Page | 5795 / 2315 |
| Map Reference | MB 14 PG 40 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021128105 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19548 TWIN PONDS RD, UMATILLA, FL 32784-9257 |
| Name | Verified Name |
|---|---|
| Address | 16900 CUMBERMOORE LN, UMATILLA, FL 32784-9273 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jul 6, 2021 |
| Property Address | 16900 CUMBERMOORE LN, UMATILLA, FL 32784-9273 |
| Document Number | 0057440699 |
| Book / Page | 5744 / 699 |
| Map Reference | MB 14 PG 40 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 2021092016 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19548 TWIN PONDS RD, UMATILLA, FL 32784-9257 |
| Name | Verified Name |
|---|---|
| Address | 16900 CUMBERMOORE LN, UMATILLA, FL 32784-9273 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 16900 CUMBERMOORE LN, UMATILLA, FL 32784-9273 |
| Document Number | 0051831244 |
| Instrument Date | Oct 4, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2018 |
| Title Company | FIRST INT'L TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 16900 CUMBERMOORE LN UMATILLA FL 327849273, UMATILLA, FL 32784-9273 |
| Document Number | 0051831244 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 005183/001244 |
| Instrument | 120146 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Eustis City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,470 (+2.89%) | $164,147 (-0.05%) Land $33,413 Building $130,734 | |
| 2025 | $136,520 (+6.57%) Land $33,413 Building $103,107 | $164,226 (+26.56%) Land $33,413 Building $130,813 | |
| 2024 | $1,821.00 (+6.06%) | ||
| 2023 | $1,717.00 (+2.51%) Homeowner's exemption | $128,100 (+3%) | $129,762 (+0.06%) Land $33,413 Building $96,349 |
| 2022 | $1,675.00 Homeowner's exemption | $124,374 | $129,684 Land $33,413 Building $96,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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