Smith County property record for 16903 Ridgeline Loop, Winona, TX 75792
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · built 2024 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,443 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Jan 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R224368 |
| Primary APN | R224368 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Year Built | Built 2024 |
|---|---|
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 130,680 sqft (3 acres) |
| Lot Dimensions | 587 ft deep x 227 ft wide |
| Account Number | R224368 |
|---|---|
| Street Address | 16903 RIDGELINE LOOP |
| City | WINONA |
| State | TX |
| Zip | 75792-6229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STAR MOUNTAIN RANCH U-1 LOT 67 2023 NEW SUBD |
| Legal Subdivision | STAR MOUNTAIN RANCH U-1 |
| Legal Lot Number | 67 |
| Jurisdiction | SMITH TX |
| Township / Civil Division | WINONA |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 1502 |
Source: Smith County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 16903 RIDGELINE LOOP, WINONA, TX 75792-6229 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU |
| Jan 10, 2023 | Vendor's Lien, Transfer · Conventional Mortgage EASTMAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 |
| Deed Sale | Jan 10, 2023 |
| Deed Document Number | SWDVL 676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITH TX |
| Property Address | 16903 RIDGELINE LOOP, WINONA, TX 75792-6229 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0001020586 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 202501020586 |
| Name | ALTRA FCU |
|---|---|
| Type | Credit Union |
| Address | ONALASKA, WI 54650 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | SMITH TX |
| Recording Date | Jan 10, 2023 |
| Property Address | 16903 RIDGELINE LOOP, WINONA, TX 75792-6229 |
| Document Number | 0001000676 |
| Map Reference | CAB F SL 3593 |
| Instrument Date | Jan 9, 2023 |
| Instrument | 202301000676 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2026 |
| Title Company | INLAND TITLE OF TEXAS |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2007 WISTERIA WAY, MCKINNEY, TX 75071-2821 |
| Investor | Possibly a Property Investor |
| Document Number | 0001000677 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 202301000677 |
| Name | EASTMAN CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 11.3% |
Source: Smith County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Smith County |
| Unified School District | Winona Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,443.00 (+19.95%) | $519,569 (+592.76%) Land $92,289 Building $427,280 | $519,569 (+592.76%) Land $92,289 Building $427,280 |
| 2024 | $1,203.00 (+1.18%) | ||
| 2023 | $1,189.00 | $75,000 Land $75,000 | $75,000 Land $75,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 50% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STAR MOUNTAIN WSC serves 2,175 people · EPA ID TX2120021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CCECA Broadband Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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