16848 Ridgeline Loop, Winona, TX 75792 Property Records

Smith County property record for 16848 Ridgeline Loop, Winona, TX 75792 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2023
Lot Size	133,511 sqft (3.06 acres)
Occupancy	Owner Occupied
Tax Bill	$1,657.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R224389`
Alternative APN	`1-75370-0000-01-088000`

Interior

Stories	1 Stories

Exterior

Year Built	Built 2023
Construction Type	Steel Frame Construction
Lot Area	133,511 sqft (3.06 acres)
Depth X Width	766 ft x 174 ft Depth x Width

Location & Zoning

Account Number	R224389
Street Address	16848 RIDGELINE LOOP
City	WINONA
State	TX
Zip	75792-6211
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	STAR MOUNTAIN RANCH U-1 LOT 88 2023 NEW SUBD
Legal Subdivision	STAR MOUNTAIN RANCH U-1
Legal Lot Number	88
Jurisdiction	SMITH TX
Minor Civil Division	WINONA
Census Blockgroup	2
Census Block	2047
Census Tract	1502

Owner

Source: Smith County records · APN R224389

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16848 RIDGELINE LOOP, WINONA, TX 75792-6211
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 19, 2023
Deed Sale	Jan 19, 2023
Deed Doc Number	SWDVL 1661
Record Refreshed	Jun 08, 2026

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jan 19, 2023
Property Address	16848 RIDGELINE LOOP, WINONA, TX 75792-6211
Document Number	0001001661
Map Reference	CAB F SL 3593
Instrument Date	Jan 18, 2023
Instrument	202301001661
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	INLAND TITLE OF TEXAS LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 196, BULLARD, TX 75757-0196

Mortgage

Document Number	0001001660
Date	Jan 19, 2023
Instrument	202301001660

Lender

Name	AMERICAN STATE BANK
Type	Bank
Special Notes	Lender is also the Seller

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2038

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Feb 01, 2028
Change Frequency	Annually
Min Rate At Change	6.87%
Max Rate At Change	8.37%
Index	Other
Max Rate	11.8%

Tax Assessment & Valuation

Source: Smith County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Winona Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (+19.38%)	$103,302 (+34.82%) Land $93,388 Building $9,914	$103,302 (+34.82%) Land $93,388 Building $9,914
2024	$1,388.00 (+14.24%)
2023	$1,215.00	$76,625 Land $76,625	$76,625 Land $76,625

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Smith County (48423C), updated September 2, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 51% of Texas
Wildfire Likelihood	About 1 in 556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.