16903 Indio Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16903 Indio Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 2000
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$273,000 (Jun 2005)
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201012 C0 19200`

Property Details

APN / Parcel Number

Primary APN	`201012 C0 19200`
Alternative APNs	`R1012201012C019200` `116000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Fireplaces	1 Fireplace
Fireplace	Masonry

Exterior

Year Built	Built 2000
Architectural Style	Other
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Mixed
Garage Area	400 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	3 Buildings

Location & Zoning

Account Number	116000
Old Parcel Number	R1012201012C019200
Street Address	16903 INDIO RD
City	BEND
State	OR
Zip	97707-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:49 BLK:30 SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-C0
Legal Range	10E
Legal Township	20S
Legal Section	12
Legal Quarter	SW
Legal Subdivision	DESCHUTES RIVER RECREATION HOM
Legal Block	30
Legal Lot Number	49
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1034
Census Tract	404

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16903 INDIO RD, BEND, OR 97707-2069
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 29, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2005 · Amount on Record
Deed Sale	Jun 30, 2005 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	0000041786
Last Transfer Date	Mar 29, 2018
Transfer Doc	0000012563
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16903 INDIO RD, BEND, OR 97707-2069
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002857
Date	Jan 15, 2021
Instrument	2021-02857

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2041

March 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 29, 2018
Property Address	16903 INDIO RD, BEND, OR 97707-2069
Document Number	0000012563
Instrument Date	Mar 16, 2018
Instrument	2018-12563
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6987 ESPERANZA DR, 6987, CASTLE PINES, CO 80108-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6987 ESPERANZA DR, CASTLE PINES, CO 80108-8157

Mortgage

Document Number	0000012564
Date	Mar 29, 2018
Instrument	2018-12564

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,523.00 (+11.21%)	$246,200 (+10.06%)	$626,480 (+10.31%) Land $189,000 Building $437,480
2024	$4,067.00 (+2.37%)	$223,690 (+3%)	$567,920 (-12.16%) Land $166,000 Building $401,920
2023	$3,973.00	$217,180	$646,510 Land $190,000 Building $456,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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