16881 Indio Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16881 Indio Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 2001
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$321,700 (Jun 2018)
Tax Bill	$3,325 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`201012 C0 19500`

Property Details

APN / Parcel Number

Primary APN	`201012 C0 19500`
Alternative APNs	`R1012201012C019500` `115997`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,704 sqft Living Area
1st Floor Area	1,704 sqft

Exterior

Year Built	Built 2001
Architectural Style	Other
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Mixed
Garage Area	484 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Account Number	115997
Old Parcel Number	R1012201012C019500
Street Address	16881 INDIO RD
City	BEND
State	OR
Zip	97707-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:46 BLK:30 SEC/TWN/RNG/MER:SEC 12 TWN 20 RNG 10 MAP REF:201012-C0
Legal Range	10E
Legal Township	20S
Legal Section	12
Legal Quarter	SW
Legal Subdivision	DESCHUTES RIVER RECREATION HOM
Legal Block	30
Legal Lot Number	46
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1034
Census Tract	404

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16881 INDIO RD, BEND, OR 97707-2141
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2018 · Amount on Record
Deed Sale	Jun 5, 2018 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	2018-23085
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16881 INDIO RD, BEND, OR 97707-2141
Document Number	0000032795
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16881 INDIO RD BEND OR 977072141, BEND, OR 97707-2141

Mortgage

Document Number	0000032795
Date	Sep 5, 2019
Instrument	32795

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jun 5, 2018
Property Address	16881 INDIO RD, BEND, OR 97707-2141
Document Number	0000023085
Map Reference	CAB A PG107
Instrument Date	Jun 2, 2018
Instrument	2018-23085
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16881 INDIO RD, BEND, OR 97707-2141

Mortgage

Document Number	0000023086
Date	Jun 5, 2018
Instrument	2018-23086

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,325.00 (+4.17%)	$180,020 (+3%)	$584,690 (+1.95%) Land $189,000 Building $395,690
2024	$3,192.00 (+2.34%)	$174,780 (+3%)	$573,480 (-1.79%) Land $169,000 Building $404,480
2023	$3,119.00	$169,690	$583,950 Land $193,000 Building $390,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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