Osceola County property record for 1690 McMichael Rd, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,300 sqft Living Area |
| Lot Size | 215,142 sqft (4.93 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $435,000 (2021) |
| Tax Bill | $2,246.00 (2024) |
| Primary APN | 15-25-31-4260-0001-0605 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,300 sqft Living Area |
| Gross Area | 1,480 sqft Gross Area |
| 1st Floor | 1,300 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Custom Design Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 215,142 sqft (4.93 acres) |
| Garage Area | 465 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 144 sqft Shed |
| Patio Area | 450 sqft Patio |
| Porch Area | 180 sqft Porch |
| Boat Access | Boat Access |
| Pole Structure | 1,711 sqft Pole Structure |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1690 MCMICHAEL RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7828 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NEW MAP OF NARCOOSSEE PB 1 PG 073 S 220 FT OF E 1/2 LOT 53 LESS E 13.5 FT, ALSO E 240 FT LOT 60 AKA TRACT O SUB TO EASE OF RECORD DRAINAGE EASE OVER N & W 20 FT RESERVED BY B D G |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 15 |
| Legal Subdivision | NARCOOSSEE NEW MAP OF |
| Legal Tract | O |
| Legal Block | 605 |
| Legal Lot Number | 53 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1038 |
| Census Tract | 43700 |
Source: Osceola County records · APN 15-25-31-4260-0001-0605
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1690 MCMICHAEL RD, SAINT CLOUD, FL 34771-7828 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 05, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) R P FNDG INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 05, 2021 · Amount on Record |
| Deed Sale | May 05, 2021 · Amount on Record |
| Prior Sale | Aug 12, 2015 · Amount on Record |
| Deed Doc Number | 202169489 |
| Deed Book / Page | 5952 / 201 |
| Prior Transfer Date | May 02, 2012 |
| Prior Transfer Doc | 0042651126 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 05, 2021 |
| Property Address | 1690 MCMICHAEL RD, SAINT CLOUD, FL 34771-7828 |
| Document Number | 0059520201 |
| Book / Page | 5952 / 201 |
| Map Reference | MB 1 PG 74 |
| Instrument Date | May 03, 2021 |
| Instrument | 2021069489 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Title Company | A-Z TEAM TITLE LLC, AZ TEAM TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 ACADEMIC PKWY, 100, GRAYSON, KY 41143-2205 |
| Name | Verified Name |
|---|---|
| Address | 1690 MCMICHAEL RD, SAINT CLOUD, FL 34771-7828 |
| Document Number | 5952204 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 5952/204 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1690 MCMICHAEL RD, SAINT CLOUD, FL 34771-7828 |
| Document Number | 0057362142 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1690 MCMICHAEL RD ST CLOUD FL 347717828, ST CLOUD, FL 34771-7828 |
| Document Number | 0057362142 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 005736/002142 |
| Instrument | 75571 |
| Name | R P FNDG INC |
|---|---|
| Address | LAKE MARY, FL 32746 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,390.00 (+6.41%) Homeowner's exemption | $161,937 (+5.99%) | $382,700 (+38.46%) Land $160,100 Building $222,600 |
| 2024 | $2,246.00 (+2.37%) | ||
| 2023 | $2,194.00 (+5.08%) Homeowner's exemption | $152,791 (+3%) | $276,400 (+10.6%) Land $87,500 Building $188,900 |
| 2022 | $2,088.00 Homeowner's exemption | $148,341 | $249,900 Land $87,500 Building $162,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | High above 88% of the US · above 81% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 99 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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