2100 McMichael Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2100 McMichael Rd, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1989
Square Footage	1,635 sqft Heated Area
Lot Size	96,050 sqft (2.2 acres)
Occupancy	Owner Occupied
Last Sale	$217,000 (2015)
Tax Bill	$2,554.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90885`
Alternative APN	`152531286500010125`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,635 sqft Heated Area
Gross Area	2,335 sqft Gross Area
1st Floor	1,635 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1989
Exterior Material	Aluminum Siding Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	96,050 sqft (2.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	440 sqft Garage
Porch	Open Porch
Porch Area	260 sqft Porch
Utility Building	64 sqft Utility Building

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	90885
Street Address	2100 MCMICHAEL RD
City	SAINT CLOUD
State	FL
Zip	34771-9248
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	COUNTRY MEADOW PB 2 PG 230 N 350 FT OF LOT 12
Legal Range	31E
Legal Township	25S
Legal Section	15
Legal Subdivision	COUNTRY MEADOW
Legal Tract	2865
Legal Block	1
Legal Lot Number	12
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1031
Census Tract	43700

Owner

Source: Osceola County records · APN 90885

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2100 MCMICHAEL RD, SAINT CLOUD, FL 34771-9248
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2015 · Amount on Record
Deed Sale	Nov 30, 2015 · Amount on Record
Deed Doc Number	2015177315
Deed Book / Page	4878 / 0239
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	2100 MCMICHAEL RD, SAINT CLOUD, FL 34771-9248
Document Number	0058180001
Instrument Date	Oct 06, 2020
Transaction Type	Mortgage
Record Updated	Nov 04, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	2100 MCMICHAEL RD ST CLOUD FL 347719248, ST CLOUD, FL 34771-9248

Mortgage

Document Number	0058180001
Date	Oct 23, 2020
Book Page	005818/000001
Instrument	143340

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (+8.68%) Homeowner's exemption	$173,769 (+5.99%)	$308,200 (+18.77%) Land $129,300 Building $178,900
2023	$2,350.00 (+4.91%) Homeowner's exemption	$163,954 (+3%)	$259,500 (+13.87%) Land $86,200 Building $173,300
2022	$2,240.00 Homeowner's exemption	$159,179	$227,900 Land $80,400 Building $147,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Very High above 91% of the US · above 86% of Florida
Wildfire Likelihood	About 1 in 98 per year
Exposure	Direct burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.