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1690 Cassidy Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1690 Cassidy Dr, Saint Cloud, FL 34771 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,908 sqft · built 2020
Lot Size2.01 acres (87,555 sqft)
Owner2 Individual Names on File
Last Sale$36,000 (Aug 2015)
Tax Bill$7,013 (2025)
Deeds & MortgagesOct 2019 Mortgage
Sep 2021 Line of Credit
+ 2 more
Flood ZoneZone A (high risk)
APN06-26-32-2598-0001-1850

Property Details

APN / Parcel Number

Primary APN06-26-32-2598-0001-1850
Alternative APNs
  • 263206259800011850
  • 102834

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,908 sqft Living Area
Gross Area5,576 sqft
1st Floor Area3,154 sqft
Upper Floors Area894 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area87,555 sqft (2.01 acres)
Garage TypeAttached
Garage Area806 sqft
PorchFlorida Room
Deck Area65 sqft
Patio Area234 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address1690 CASSIDY DR
CitySAINT CLOUD
StateFL
Zip34771-7000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT II PB 2 PG 293-295 LOT 185
Legal Range32E
Legal Township26S
Legal Section06
Legal SubdivisionBAY LAKE RANCH UNIT 2
Legal Tract2598
Legal Block1850
Legal Lot Number185
Legal UnitII
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1007
Census Tract43801

Owner

Source: Osceola County records · APN 06-26-32-2598-0001-1850

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
WATERSTONE MORTGAGE CORP
Sep 17, 2021Deed of Trust, Mortgage · Line of Credit
BELL BANK
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Sep 25, 2020Loan Modification, Mortgage
WATERSTONE MTG CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 06, 2015 · Amount on Record
Deed SaleAug 06, 2015 · Amount on Record
Prior SaleMar 07, 2002 · Amount on Record
Deed Document Number2015116886
Deed Book / Page4822 / 1112
Prior Transfer DateOct 16, 2014
Prior Transfer Doc0046861457
Record UpdatedJun 08, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056142600
DateOct 30, 2019
Book Page5614/2600
Instrument2019140891
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
AddressPEWAUKEE, WI 53072
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueNov 01, 2050
Interest
Rate TypeAdjustable Rate
Rate5%
AdjustableAdjustable Rate Rider
Type Change DateNov 01, 2027
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change7%
Index1-Year LIBOR
Max Rate11%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000

Mortgage

Document Number0060452306
DateSep 17, 2021
Book Page6045/2306
Instrument2021144547
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 03, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000

Mortgage

Document Number0060452296
DateSep 17, 2021
Book Page6045/2296
Instrument2021144546
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address1690 CASSIDY DR, SAINT CLOUD, FL 34771-7000
Document Number0058090666
Instrument DateSep 25, 2020
Transaction TypeMortgage
Record UpdatedOct 28, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1690 CASSIDY DR ST CLOUD FL 347717000, ST CLOUD, FL 34771-7000

Mortgage

Document Number0058090666
DateOct 09, 2020
Book Page005809/000666
Instrument135647
Lender
NameWATERSTONE MTG CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
AmountAmount Recorded
Term360 Months
DueOct 08, 2050
Interest
Rate4.25%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,013.00 (+4.31%) Homeowner's exemption$495,676 (+5.99%)$823,100 (+9.4%) Land $110,000 Building $713,100
2024$6,723.00 (+1.99%)
2023$6,592.00 (+3.63%) Homeowner's exemption$467,677 (+3%)$752,400 (+15.35%) Land $80,000 Building $672,400
2022$6,361.00 Homeowner's exemption$454,056$652,300 Land $80,000 Building $572,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 192 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies192 in force
Nearby Flood Claims6 (2002–2023)
Most Recent ClaimNov 2023, rainfall accumulation

Wildfire

Wildfire RiskVery High
above 93% of the US · above 87% of Florida
Wildfire LikelihoodAbout 1 in 80 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 27 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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