Osceola County property record for 1680 Cassidy Dr, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 2,210 sqft Living Area |
| Lot Size | 87,555 sqft (2.01 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $250,000 (2017) |
| Tax Bill | $5,164.00 (2024) |
| Primary APN | 06-26-32-2598-0001-1860 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,210 sqft Living Area |
| Gross Area | 2,914 sqft Gross Area |
| 1st Floor | 1,034 sqft 1st Floor |
| Upper Floors | 1,176 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,555 sqft (2.01 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 500 sqft Garage |
| Porch Area | 204 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1680 CASSIDY DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BAY LAKE RANCH UNIT II PB 2 PP 293-295 LOT 186 |
| Legal Range | 32E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | BAY LAKE RANCH UNIT 2 |
| Legal Tract | 2598 |
| Legal Block | 1860 |
| Legal Lot Number | 186 |
| Legal Unit | II |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | SOUTH AND EAST OSCEOLA |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43801 |
Source: Osceola County records · APN 06-26-32-2598-0001-1860
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1680 CASSIDY DR, SAINT CLOUD, FL 34771-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 02, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| May 21, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FLAGSTAR BANK FSB |
| Dec 27, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage AMERICAS MORTGAGE PROFESSIONALS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 27, 2017 · Amount on Record |
| Deed Sale | Dec 27, 2017 · Amount on Record |
| Prior Sale | Dec 15, 2005 · Amount on Record |
| Deed Doc Number | 2017183167 |
| Deed Book / Page | 5259 / 1358 |
| Prior Transfer Date | Nov 08, 2005 |
| Prior Transfer Doc | 0030001827 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1680 CASSIDY DR, SAINT CLOUD, FL 34771-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 1680 CASSIDY DR, SAINT CLOUD, FL 34771-7000 |
| Document Number | 0059942255 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 5994/2255 |
| Instrument | 2021103774 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jan 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1680 CASSIDY DR, SAINT CLOUD, FL 34771-7000 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1680 CASSIDY DR, SAINT CLOUD, FL 34771-7000 |
| Document Number | 0059632504 |
|---|---|
| Date | May 21, 2021 |
| Book Page | 5963/2504 |
| Instrument | 2021079140 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 320 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 27, 2017 |
| Property Address | 1680 CASSIDY DR, SAINT CLOUD, FL 34771-7000 |
| Document Number | 0052591358 |
| Book / Page | 5259 / 1358 |
| Map Reference | MB2 PG293-295 |
| Instrument Date | Dec 26, 2017 |
| Instrument | 2017183167 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1157 SCHOONER DR, 1157, KISSIMMEE, FL 34744-4969 |
| Name | Verified Name |
|---|---|
| Address | 1680 CASSLDY DR, SAINT CLOUD, FL 34771-7000 |
| Document Number | 2017183168 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 2017183168 |
| Name | AMERICAS MORTGAGE PROFESSIONALS LLC |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,403.00 (+4.63%) Homeowner's exemption | $379,462 (+5.99%) | $443,900 (+12.55%) Land $110,000 Building $333,900 |
| 2024 | $5,164.00 (+2.06%) | ||
| 2023 | $5,060.00 (+3.84%) Homeowner's exemption | $358,028 (+3%) | $394,400 (+13.46%) Land $80,000 Building $314,400 |
| 2022 | $4,873.00 Homeowner's exemption | $347,600 Land $80,000 Building $267,600 | $347,600 Land $80,000 Building $267,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Very High above 93% of the US · above 87% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 80 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
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