169 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 169 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,157 sqft · built 2009
Lot Size	0.052 acres (2,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,000 (May 2013)
Tax Bill	$2,131 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25782-01-28`

Property Details

APN / Parcel Number

Primary APN	`25782-01-28`
Alternative APNs	`R25782-01-28` `02032883`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,157 sqft Heated Area
Gross Area	2,797 sqft
1st Floor Area	1,813 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,275 sqft (0.052 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02032883
Street Address	169 PEACH GROVE CIR
City	ELGIN
State	SC
Zip	29045-7116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG-2
Legal Description	UNT 21-3 #SU PEACH GROVE VILLAS PH2 #PR RB1569-1966 AMD1571-254
Legal Subdivision	PEACH GROVE VILLAS
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1027
Census Tract	11414

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	169 PEACH GROVE CIR, 21-3, ELGIN, SC 29045-7116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2013 · Amount on Record
Deed Sale	May 1, 2013 · Amount on Record
Prior Sale	Sep 24, 2009 · Amount on Record
Deed Document Number	201334373
Deed Book / Page	1856 / 2190
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	May 13, 2026
Property Address	169 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	0000023031
Book / Page	3127 / 415
Instrument Date	May 8, 2026
Instrument	202623031
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 PEACH GROVE CIR, ELGIN, SC 29045-7116

Mortgage

Document Number	0000023031,
Date	May 13, 2026
Book Page	3127/415
Instrument	202623031

Lender

Name	RESOURCE FINANCIAL SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	169 PEACH GROVE CIR, ELGIN, SC 29045-7116
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025891775
Date	Feb 24, 2021
Book Page	2589/1775
Instrument	2021011359

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,131.00 (+21.08%) Homeowner's exemption	$292,600 (+2,775.39%)	$359,300 (+41.23%) Land $40,000 Building $319,300
2023	$1,760.00 (-5.33%)	$10,176 (-0.04%)	$254,400 (-)
2021	$1,859.00	$10,180	$254,400 Land $40,000 Building $214,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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