165 Peach Grove Cir, Elgin, SC 29045 Property Records

Richland County property record for 165 Peach Grove Cir, Elgin, SC 29045

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,875 sqft · built 2009
Lot Size	0.052 acres (2,289 sqft)
Owner	Individual Name on Record
Last Sale	$249,885 (Aug 2009)
Tax Bill	$2,226 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25782-01-26`

Property Details

APN / Parcel Number

Primary APN	`25782-01-26`
Alternative APNs	`R25782-01-26` `02032865`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,875 sqft Heated Area
Gross Area	2,595 sqft
1st Floor Area	1,875 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,289 sqft (0.052 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02032865
Street Address	165 PEACH GROVE CIR
City	ELGIN
State	SC
Zip	29045-7116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RG-2
Legal Description	UNT 21-1 #SU PEACH GROVE VILLAS PH2 #PR RB1569-1966 AMD1571-254
Legal Subdivision	PEACH GROVE VILLAS
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	1
Census Block	1027
Census Tract	11414

Owner

Source: Richland County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	165 PEACH GROVE CIR, 21-1, ELGIN, SC 29045-7116
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Apr 6, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2009 · Amount on Record
Deed Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	200965463
Deed Book / Page	1551 / 2085
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Recording Date	Sep 15, 2026
Property Address	165 PEACH GROVE CIR, ELGIN, SC 29045-7116
Document Number	0000046107
Book / Page	3166 / 2215
Instrument Date	Sep 9, 2026
Instrument	202646107
Transaction Type	Mortgage
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 PEACH GROVE CIR, ELGIN, SC 29045-7116
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046107,
Date	Sep 15, 2026
Book Page	3166/2215
Instrument	202646107

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 9, 2046

Interest

Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	165 PEACH GROVE CIR, ELGIN, SC 29045-7116
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0026052977
Date	Apr 6, 2021
Book Page	2605/2977
Instrument	2021021846

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 1, 2046

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,226.00 (+17.41%)	$253,200 (+2,774.66%)	$314,800 (+42.96%) Land $40,000 Building $274,800
2023	$1,896.00 (-5.29%)	$8,808 (-0.02%)	$220,200 (-)
2021	$2,002.00	$8,810	$220,200 Land $40,000 Building $180,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Peach Grove Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures