Allen County property record for 169 E Elm St, Bluffton, OH 45817 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1977 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,000 (Dec 2001) |
| Tax Bill | $1,564 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Apr 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-1205-01-020.000 |
| Primary APN | 28-1205-01-020.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,224 sqft |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 162 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 169 E ELM ST |
|---|---|
| City | BLUFFTON |
| State | OH |
| Zip | 45817-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KRAFT & ROMEY ADDITION LOT 539 & PT LOT 538 & PT VAC ALLEY FF 68.40 |
| Legal Subdivision | KRAFT & ROMEY ADDITION |
| Legal Lot Number | 538 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | RICHLAND |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 10100 |
Source: Allen County records · APN 28-1205-01-020.000
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 169 E ELM ST, BLUFFTON, OH 45817-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PANA |
| Apr 08, 2021 | Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA |
| Apr 10, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage FIRST NAT'L BK/PANDORA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2001 · Amount on Record |
| Deed Sale | Dec 10, 2001 · Amount on Record |
| Prior Sale | Nov 01, 1975 · Amount on Record |
| Last Transfer Date | Mar 27, 2017 |
| Transfer Doc | 0000003656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | May 21, 2026 |
| Property Address | 169 E ELM ST, BLUFFTON, OH 45817-1334 |
| Document Number | 0000005191 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 20265191 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 169 E ELM ST, BLUFFTON, OH 45817-1334 |
| Document Number | 0000005191, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20265191 |
| Name | FIRST NATIONAL BANK OF PANA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 05, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 169 E ELM ST, BLUFFTON, OH 45817-1334 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4080004606 |
|---|---|
| Date | Apr 08, 2021 |
| Book Page | 2021/4606 |
| Instrument | 202104080004606 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | May 05, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Apr 10, 2017 |
| Property Address | 169 E ELM ST, BLUFFTON, OH 45817-1334 |
| Document Number | 0000003656 |
| Book / Page | 002017 / 003656 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 3656 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 169 E ELM ST BLUFFTON OH 458171334, BLUFFTON, OH 45817-1334 |
| Document Number | 3657 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 002017/003657 |
| Instrument | 3657 |
| Name | FIRST NAT'L BK/PANDORA |
|---|---|
| Type | Bank |
| Address | PANDORA, OH 45877 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 09, 2032 |
Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Richland Township |
| Municipality | Bluffton Village |
| Unified School District | Bluffton Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,564.00 | $47,390 (-) Land $11,200 Building $36,190 | $135,400 (-) Land $32,000 Building $103,400 |
| 2024 | $1,564.00 (+11%) Homeowner's exemption | $47,390 (+19.91%) Land $11,200 Building $36,190 | $135,400 (+19.93%) Land $32,000 Building $103,400 |
| 2023 | $1,409.00 (-0.91%) Homeowner's exemption | $39,520 (-) Land $9,350 Building $30,170 | |
| 2022 | $1,422.00 Homeowner's exemption | $39,520 Land $9,350 Building $30,170 | |
| 2021 | $112,900 Land $26,700 Building $86,200 |
Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030101003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 49 (1979–2020) |
| Claims Outside the SFHA | 3 of 49 |
| Most Recent Claim | May 2020, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Defiance Holdings | Fixed Wireless (licensed-by-rule) | 500 / 100 |
| Benton Ridge Telephone Company | Fixed Wireless | 400 / 40 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Defiance Holdings, Benton Ridge Telephone Company, Spectrum, HDER Link. Availability varies by address; speeds are provider-advertised maximums, not measured.
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