Cape May County and Stone Harbor Borough property record for 169 98th St, Stone Harbor, NJ 08247
| Property Type | Single Family Home |
|---|---|
| Details | 2,683 sqft · built 2014 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,275,000 (Nov 2021) |
| Tax Bill | $18,926 (2024) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-00098-02-00056 |
| Primary APN | 10-00098-02-00056 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,683 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Frame |
| Lot Area | 5,502 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Detached |
| Street Address | 169 98TH ST |
|---|---|
| City | STONE HARBOR |
| State | NJ |
| Zip | 08247-1947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | L58 |
| Legal Subdivision | STONE HARBOR |
| Legal Block | 98.2 |
| Legal Lot Number | 56 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | STONE HARBOR |
| Census Block Group | 1 |
| Census Block | 1100 |
| Census Tract | 20901 |
169 98th St is owned by two individuals who bought it in November 2021.
Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 111 HEMLOCK RD, EPHRATA, PA 17522-2111 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA |
| Mar 25, 2021 | Deed of Trust, Mortgage CITIZENS BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 5, 2021 · Amount on File |
| Deed Sale | Nov 5, 2021 · Amount on File |
| Prior Sale | Sep 29, 2015 · Amount on File |
| Deed Document Number | 202149098 |
| Deed Book / Page | 4019 / 636 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Recording Date | Nov 5, 2021 |
| Property Address | 169 98TH ST, STONE HARBOR, NJ 08247-1947 |
| Document Number | 0000049098 |
| Book / Page | 4019 / 636 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021049098 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 111 HEMLOCK RD, EPHRATA, PA 17522-2111 |
| Document Number | 0000049099 |
|---|---|
| Date | Nov 5, 2021 |
| Instrument | 2021049099 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 169 98TH ST, STONE HARBOR, NJ 08247-1947 |
| Document Number | 0063750667 |
| Instrument Date | Mar 25, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 169 98TH ST STONE HARBOR NJ 082471947, STONE HARBOR, NJ 08247-1947 |
| Document Number | 0063750667 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 006375/000667 |
| Instrument | 18834 |
| Name | CITIZENS BK NA |
|---|---|
| Address | 1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Stone Harbor Borough |
| Unified School District | Stone Harbor Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,530,300 (-) Land $1,404,000 Building $1,126,300 | $2,530,300 (-) Land $1,404,000 Building $1,126,300 | |
| 2025 | $2,530,300 Land $1,404,000 Building $1,126,300 | $2,530,300 Land $1,404,000 Building $1,126,300 | |
| 2024 | $18,926.00 | ||
| 2023 | $2,530,300 Land $1,404,000 Building $1,126,300 | $2,530,300 Land $1,404,000 Building $1,126,300 | |
| 2022 | $17,509.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 169 98th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 1,352 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,088 units insured incl. 736 condo units |
| Nearby Flood Claims | 1,478 (1978–2021) |
| Claims Outside the SFHA | 13 of 1,478 |
| Most Recent Claim | Dec 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 169 98th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STONE HARBOR WATER DEPT serves 30,850 people · EPA ID NJ0510001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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