155 98th St, Stone Harbor, NJ 08247 Property Records

Cape May County and Stone Harbor Borough property record for 155 98th St, Stone Harbor, NJ 08247

Property Summary

Property TypeSingle Family Home
Details2,683 sqft · built 2016
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$2,850,000 (Nov 2019)
Tax Bill$18,602 (2024)
Deeds & MortgagesNov 2019 Sale & Mortgage
May 2018 Sale
Flood ZoneZone X (moderate risk)
APN10-00098-02-00048

Property Details

APN / Parcel Number

Primary APN10-00098-02-00048
Alternative APN
  • 1000098000200048

Interior

Stories2 Stories
Building Area2,683 sqft Living Area

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Construction TypeFrame
Lot Area5,502 sqft (0.126 acres)
Lot Dimensions110 ft deep x 50 ft wide

Location & Zoning

Street Address155 98TH ST
CitySTONE HARBOR
StateNJ
Zip08247-1947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionL50
Legal Block98.2
Legal Lot Number48
JurisdictionCAPE MAY NJ
Township / Civil DivisionSTONE HARBOR
Census Block Group1
Census Block1100
Census Tract20901

Owner

155 98th St is owned by two individuals who bought it in November 2019.

Source: Cape May County and Stone Harbor Borough records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address318 CENTENNIAL CIR, WILMINGTON, DE 19807-2130
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2019Grant Deed, Transfer
PROSPERITY HM MTG
May 9, 2018Grant Deed, Transfer
SURETY TITLE CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 27, 2019 · Amount on File
Deed SaleNov 27, 2019 · Amount on File
Prior SaleMay 9, 2018 · Amount on File
Deed Document Number2019115241
Deed Book / Page3888 / 53
Prior Transfer DateMay 18, 2016
Prior Transfer Doc0000000247
Record UpdatedSep 20, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateNov 27, 2019
Property Address155 98TH ST, STONE HARBOR, NJ 08247-1947
Document Number0038880053
Book / Page003888 / 000053
Instrument DateOct 31, 2019
Instrument115241
Transaction TypeTransfer
Record UpdatedDec 26, 2019
Title CompanyINFINITY TITLE CORPORATION, INFINITY TITLE AGENCY INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,850.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address318 CENTENNIAL CIR WILMINGTON DE 198072130, WILMINGTON, DE 19807-2130

Mortgage

Document Number61270171
DateNov 27, 2019
Book Page006127/000171
Instrument115242
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Address14501 GEORGE CARTER WAY, CHANTILLY, VA 20151-1787
Agreement
AmountAmount on Record
Term360 Months
DueNov 26, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateMay 9, 2018
Property Address155 98TH ST, STONE HARBOR, NJ 08247-1947
Document Number0037900818
Book / Page003790 / 000818
Instrument DateApr 23, 2018
Instrument54481
Transaction TypeTransfer
Record UpdatedMay 24, 2018
Title CompanySURETY TITLE CORPORATION

Transaction

AmountAmount on Record
Tax$2,770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1301 LAFAYETTE RD GLADWYNE PA 190351111, GLADWYNE, PA 19035-1111

Tax Assessment & Valuation

Source: Cape May County and Stone Harbor Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
MunicipalityStone Harbor Borough
Unified School DistrictStone Harbor Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,486,900 (-) Land $1,404,000 Building $1,082,900$2,486,900 (-) Land $1,404,000 Building $1,082,900
2025$2,486,900 Land $1,404,000 Building $1,082,900$2,486,900 Land $1,404,000 Building $1,082,900
2024$18,602.00
2023$2,486,900 Land $1,404,000 Building $1,082,900$2,486,900 Land $1,404,000 Building $1,082,900
2022$17,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 155 98th St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 1,352 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,088 units insured
incl. 736 condo units
Nearby Flood Claims1,478 (1978–2021)
Claims Outside the SFHA13 of 1,478
Most Recent ClaimDec 2021 · other causes
Claims by Event
  • Hurricane Sandy, Nov 2012 · 448 claims
  • Severe Coastal Storm, Jan 1992 · 176 claims
  • Coastal Storms & Flooding, Apr 1984 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 155 98th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTONE HARBOR WATER DEPT
serves 30,850 people · EPA ID NJ0510001
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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