16892 Ridge Cliff Dr, Riverside, CA 92503 Property Records

Riverside County property record for 16892 Ridge Cliff Dr, Riverside, CA 92503 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,895 sqft · built 2006
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Dec 2011)
Tax Bill	$10,766 (2025)
Deeds & Mortgages	Dec 2023 Second Mortgage Aug 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`140-370-010`

Property Details

APN / Parcel Number

Primary APN	`140-370-010`
Alternative APN	`140370005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,895 sqft Living Area
Gross Area	5,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Construction Type	Wood
Roof Material	Tile
Lot Area	12,632 sqft (0.289 acres)
Garage Type	Attached
Garage Area	656 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	140370010
Old Parcel Number	140370005
Street Address	16892 RIDGE CLIFF DR
City	RIVERSIDE
State	CA
Zip	92503-0251
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.29 ACRES M/L IN LOT 168 MB 368/055 TR 28815
Legal Tract	28815
Legal Lot Number	168
Jurisdiction	RIVERSIDE CA
Township / Civil Division	CORONA
Census Block Group	1
Census Block	1000
Census Tract	41414

Owner

Source: Riverside County records · APN 140-370-010

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FUNDLOANS CAPITAL
Aug 16, 2023	Deed of Trust, Mortgage · Construction Mortgage VAL CHRIS INVESTMENTS INC
Dec 20, 2017	Deed of Trust, Mortgage · ARM PRIORITY MORTGAGE FUNDING INC
Aug 31, 2018	Deed of Trust, Mortgage · ARM PRIORITY MORTGAGE FUNDING INC
Apr 11, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2011 · Amount on Record
Deed Sale	Dec 22, 2011 · Amount on Record
Prior Sale	Dec 22, 2011 · Amount on Record
Deed Document Number	0000567418
Last Transfer Date	Apr 11, 2019
Transfer Doc	0000121799
Record Updated	Jun 07, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251
Transaction Type	Mortgage
Record Updated	Jan 15, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251

Mortgage

Document Number	0000386864
Date	Dec 29, 2023
Instrument	2023-0386864

Lender

Name	FUNDLOANS CAPITAL
Address	SAN DIEGO, CA 92130

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251

Mortgage

Document Number	0000240646
Date	Aug 16, 2023
Instrument	2023-0240646

Lender

Name	VAL CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000532700
Date	Dec 20, 2017
Instrument	2017-0532700

Lender

Name	PRIORITY MORTGAGE FUNDING INC
Type	Mortgage Company
Address	LAGUNA NIGUEL, CA 92677

Agreement

Type	ARM
Amount	Amount Recorded
Term	357 Months
Due	Sep 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 01, 2024
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	11.8%
Index	1-Year LIBOR
Max Rate	11.8%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000350835
Date	Aug 31, 2018
Instrument	2018-0350835

Lender

Name	PRIORITY MORTGAGE FUNDING INC
Type	Mortgage Company
Address	LAGUNA NIGUEL, CA 92677

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Sep 01, 2025
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	11.1%
Index	1-Year LIBOR
Max Rate	11.1%

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 11, 2019
Property Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251
Document Number	0000121799
Map Reference	MB 368 PG 55-73
Instrument Date	Apr 05, 2019
Instrument	2019-0121799
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16892 RIDGE CLIFF DR, RIVERSIDE, CA 92503-0251

Mortgage

Document Number	0000121800
Date	Apr 11, 2019
Instrument	2019-0121800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$10,766.00 (+0.18%)	$626,477 (+4.04%) Land $156,997 Building $469,480
2023	$10,747.00 (+4.06%)	$602,151 Land $150,901 Building $451,250
2022	$10,328.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650414141, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	About 1 in 348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 79 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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