16889 Downey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16889 Downey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,122 sqft · built 1978
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$52,500 (Dec 2011)
Tax Bill	$2,198 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`201012-B0-09300`

Property Details

APN / Parcel Number

Primary APN	`201012-B0-09300`
Alternative APNs	`R1012201012B009300` `115777`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	704 sqft
Attic	Attic
Attic Area	418 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)

Exterior Amenities

Deck Area	400 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	64 sqft
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	115777
Street Address	16889 DOWNEY RD
City	BEND
State	OR
Zip	97707-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER RECREATION HOMESITES INC UNIT 5 BLOCK 25 LOT 32
Legal Range	10
Legal Township	20
Legal Section	12
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	25
Legal Lot Number	32
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1023
Census Tract	404

Owner

Source: Deschutes County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16889 DOWNEY RD, BEND, OR 97707-2013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 11, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 18, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2011 · Amount on Record
Deed Sale	Dec 30, 2011 · Amount on Record
Prior Sale	Oct 21, 2011 · Amount on Record
Deed Document Number	201146445
Prior Transfer Date	Dec 26, 2007
Prior Transfer Doc	0000000183
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16889 DOWNEY RD, BEND, OR 97707-2013
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16889 DOWNEY RD, BEND, OR 97707-2013

Mortgage

Document Number	0000008037
Date	Mar 24, 2026
Instrument	2026-08037

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Apr 1, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16889 DOWNEY RD, BEND, OR 97707-2013
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	DESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023828
Date	Jun 11, 2018
Instrument	2018-23828

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16889 DOWNEY RD, BEND, OR 97707-2013
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000049904
Date	Dec 18, 2019
Instrument	2019-49904

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,198.00 (+4.12%)	$117,770 (+3%)	$477,340 (+4.04%) Land $192,500 Building $284,840
2024	$2,111.00 (+2.33%)	$114,340 (+3%)	$458,820 (-1.07%) Land $172,500 Building $286,320
2023	$2,063.00	$111,010	$463,780 Land $196,500 Building $267,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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