16870 Downey Rd, Bend, OR 97707 Property Records

Deschutes County property record for 16870 Downey Rd, Bend, OR 97707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,483 sqft · built 2006
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Jun 2025)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`201012-B0-07500`

Property Details

APN / Parcel Number

Primary APN	`201012-B0-07500`
Alternative APNs	`R1011201012B007500` `115774`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,483 sqft Living Area
Gross Area	3,266 sqft
1st Floor Area	1,183 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Lot Area	25,700 sqft (0.59 acres)
Garage Area	783 sqft

Exterior Amenities

Deck Area	145 sqft
Shed	1 Shed
Shed Area	200 sqft
Lean-To	1,000 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	115774
Street Address	16870 DOWNEY RD
City	BEND
State	OR
Zip	97707-2013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR10
Legal Description	DESCHUTES RIVER RECREATION HOMESITES INC UNIT 5 BLOCK 24 LOT 37
Legal Range	10
Legal Township	20
Legal Section	12
Legal Subdivision	DESCHUTES RIVER RECREATION HOMESITES INC
Legal Block	24
Legal Lot Number	37
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	1
Census Block	1007
Census Tract	404

Owner

16870 Downey Rd is owned and occupied by two individuals who bought it in June 2025.

Source: Deschutes County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16870 DOWNEY RD, BEND, OR 97707-2013
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	202516214
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Recording Date	May 28, 2026
Property Address	16870 DOWNEY RD, BEND, OR 97707-2013
Document Number	0000015968
Instrument Date	May 20, 2026
Instrument	202615968
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	16870 DOWNEY RD, BEND, OR 97707-2013

Mortgage

Document Number	0000015968,
Date	May 28, 2026
Instrument	202615968

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 21, 2021
Property Address	16870 DOWNEY RD, BEND, OR 97707-2013
Document Number	0000025113
Map Reference	CAB A PG 107
Instrument Date	Apr 18, 2021
Instrument	2021-25113
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	5320 COLEMAN CREEK RD, MEDFORD, OR 97501-9695

Mortgage

Document Number	0000025114
Date	Apr 21, 2021
Instrument	2021-25114

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16870 DOWNEY RD, BEND, OR 97707-2013
Document Number	0000012784
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Apr 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16870 DOWNEY RD BEND OR 977072013, BEND, OR 97707-2013

Mortgage

Document Number	0000012784
Date	Mar 20, 2020
Instrument	12784

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16870 DOWNEY RD, BEND, OR 97707-2013
Document Number	0000028949
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16870 DOWNEY RD BEND OR 977072013, BEND, OR 97707-2013

Mortgage

Document Number	0000028949
Date	Aug 12, 2019
Instrument	28949

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	16870 DOWNEY RD, BEND, OR 97707-2013
Document Number	0000014759
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16870 DOWNEY RD BEND OR 977072013, BEND, OR 97707-2013

Mortgage

Document Number	0000014759
Date	Apr 19, 2017
Instrument	14759

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16870 Downey Rd was $3,123, up 4.2% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00 (+4.17%)	$168,860 (+2.99%)	$855,820 (+16.5%) Land $189,000 Building $666,820
2024	$2,998.00 (+2.32%)	$163,950 (+3%)	$734,590 (-22.01%) Land $169,000 Building $565,590
2023	$2,930.00	$159,180	$941,920 Land $193,000 Building $748,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16870 Downey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16870 Downey Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: Verizon.

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