Union County and Scotch Plains Township property record for 1688 Cooper Rd, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 2,798 sqft · built 2008 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $977,000 (Aug 2008) |
| Tax Bill | $21,575 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jan 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-12201-0000-00010-01 |
| Primary APN | 16-12201-0000-00010-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,798 sqft Living Area |
|---|
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Account Number | 563900 |
|---|---|
| Street Address | 1688 COOPER RD |
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-2544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Subdivision | 1676-1680 COOPER ROAD SUB |
| Legal Block | 12201 |
| Legal Lot Number | 10.1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 38601 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1688 COOPER RD, SCOTCH PLAINS, NJ 07076-2544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 20, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2008 · Amount on Record |
| Deed Sale | Aug 7, 2008 · Amount on Record |
| Deed Document Number | 2008197732 |
| Deed Book / Page | 5725 / 687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1688 COOPER RD, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0147472588 |
| Instrument Date | Jul 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1688 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0147472588 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 014747/002588 |
| Instrument | 696742 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1688 COOPER RD, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0146532685 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 1688 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0146532685 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 014653/002685 |
| Instrument | 687018 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 17, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1688 COOPER RD, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0145802211 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 1688 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0145802211 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 014580/002211 |
| Instrument | 676269 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 31, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1688 COOPER RD, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0144830536 |
| Instrument Date | Aug 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | METRO TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1688 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544 |
| Document Number | 0144830536 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 014483/000536 |
| Instrument | 662019 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2048 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $174,700 (-) Land $39,300 Building $135,400 | $174,700 (-) Land $39,300 Building $135,400 | |
| 2025 | $21,575.00 (+4.95%) | $174,700 (-) Land $39,300 Building $135,400 | $174,700 (-) Land $39,300 Building $135,400 |
| 2024 | $20,558.00 (+4.28%) | ||
| 2023 | $174,700 Land $39,300 Building $135,400 | $174,700 Land $39,300 Building $135,400 | |
| 2022 | $19,714.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 6 (1984–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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