1670 Cooper Rd, Scotch Plains, NJ 07076 Property Records

Union County and Scotch Plains Township property record for 1670 Cooper Rd, Scotch Plains, NJ 07076

Property Summary

Property TypeSingle Family Home
Details2,558 sqft · built 1930
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on Record
Last Sale$799,000 (Aug 2018)
Tax Bill$21,983 (2025)
Deeds & MortgagesMay 2020 Mortgage
Aug 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN16-12201-0000-00009-01

Property Details

APN / Parcel Number

Primary APN16-12201-0000-00009-01
Alternative APNs
  • 16122010000000090001
  • 563800

Interior

Stories2 Stories
Building Area2,558 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleCape Cod
Construction TypeFrame
Lot Area19,166 sqft (0.44 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number563800
Street Address1670 COOPER RD
CitySCOTCH PLAINS
StateNJ
Zip07076-2544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTOWNSHIP/SCOTCH PLAINS
Legal Block12201
Legal Lot Number9.1
JurisdictionUNION NJ
Township / Civil DivisionSCOTCH PLAINS
Census Block Group2
Census Block2002
Census Tract38601

Owner

Source: Union County and Scotch Plains Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1670 COOPER RD, SCOTCH PLAINS, NJ 07076-2544
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS BK NA
Aug 20, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
CITIZENS BK NA
Dec 14, 2017Grant Deed, Construction Loan · Construction Mortgage
DENNIS & PAMELA BROOKS
Mar 31, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2018 · Amount on Record
Deed SaleAug 20, 2018 · Amount on Record
Prior SaleDec 14, 2017 · Amount on Record
Deed Document Number2018303710
Deed Book / Page6281 / 869
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1670 COOPER RD, SCOTCH PLAINS, NJ 07076-2544
Document Number0146950082
Instrument DateMay 8, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanySUBURBAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1670 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544

Mortgage

Document Number0146950082
DateMay 15, 2020
Book Page014695/000082
Instrument691514
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 14, 2050

August 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateAug 20, 2018
Property Address1670 COOPER RD, SCOTCH PLAINS, NJ 07076-2544
Document Number0062810869
Book / Page006281 / 000869
Instrument DateAug 10, 2018
Instrument303710
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$799.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1670 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544

Mortgage

Document Number144800737
DateAug 20, 2018
Book Page014480/000737
Instrument661687
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 19, 2048

December 2017: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionUNION NJ
Recording DateDec 14, 2017
Property Address1670 COOPER RD, SCOTCH PLAINS, NJ 07076-2544
Document Number0062340444
Book / Page006234 / 000444
Instrument DateDec 6, 2017
Instrument294677
Transaction TypeConstruction Loan
Record UpdatedJan 3, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address108 N UNION AVE CRANFORD NJ 070162194, CRANFORD, NJ 07016-2194

Mortgage

Document Number143790521
DateDec 14, 2017
Book Page014379/000521
Instrument650724
Lender
NameDENNIS & PAMELA BROOKS
Address111 PROSPECT ST # 2C, WESTFIELD, NJ 07090-4072
Special NotesSeller Financed
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueDec 13, 2018

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address1670 COOPER RD, SCOTCH PLAINS, NJ 07076-2544
Document Number0142572157
Book / Page014257 / 002157
Instrument DateMar 31, 2017
Transaction TypeMortgage
Record UpdatedOct 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1670 COOPER RD SCOTCH PLAINS NJ 070762544, SCOTCH PLAINS, NJ 07076-2544

Mortgage

Document Number0142572157
DateApr 12, 2017
Book Page014257/002157
Instrument639133
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueApr 11, 2052
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionScotch Plains Township
Unified School DistrictScotch Plains-Fanwood Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$178,000 (-) Land $39,300 Building $138,700$178,000 (-) Land $39,300 Building $138,700
2025$21,983.00 (+4.95%)$178,000 (-) Land $39,300 Building $138,700$178,000 (-) Land $39,300 Building $138,700
2024$20,947.00 (+4.28%)
2023$178,000 Land $39,300 Building $138,700$178,000 Land $39,300 Building $138,700
2022$20,087.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims6 (1984–2021)
Claims Outside the SFHA3 of 6
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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